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RingCentral x Maxicare | HMO Benefits Refresher Webinar 2025As a full time employee, you're entitled to HMO coverage through Maxicare, giving you access to accredited clinics, hospitals, and healthcare services nationwide. Your plan includes outpatient care, emergency services, hospitalization, and preventative health support.
ELIGIBILITY
ELIGIBILITY
Employees are covered on the first day of employment with the company.
After the 90th day of employment, the employee can enroll three (3) qualified dependents for FREE.
A newborn child can be added from 15 to 45 days after birth.
HMO coverage period - January 1 to December 31
MAXIMUM BENEFIT LIMIT (MBL)
MAXIMUM BENEFIT LIMIT (MBL)
ADDITIONAL INCLUSIONS & COVERAGE
ADDITIONAL INCLUSIONS & COVERAGE
DEPENDENTS COVERAGE & ELIGIBILITY
DEPENDENTS COVERAGE & ELIGIBILITY
Regular Dependents (100% Employer-covered)
Regular Dependents (100% Employer-covered)
SINGLE
Parent/s
Age: up to 65 years old
Requirements:
Birth Certificate of parent/s
Marriage Certificate
Valid IDs with Date of Birth
Birth Certificate of the employee (NSO/PSA or Non-NSO/PSA copy)
Sibling/s
Age: 15 days to 23 years old
Requirements:
Birth Certificate of the sibling/s (NSO/PSA or Non-NSO/PSA copy)
Birth Certificate of the employee (NSO/PSA or Non-NSO/PSA copy)
Common-law/Same-sex Partner
Requirements:
Barangay Certification which reflects months of cohabitation (minimum 12 months)
CENOMAR for Employee and Partner
Employee and partner's Birth Certificate
Notarized Domestic Partnership Agreement and Affidavit
Eligibility
At least 18 years of age
Not related by blood
Living in the same residence
Legally capable to enter a contract
Jointly responsible for basic living expenses
Intend to continue the relationship indefinitely
Not legally married to another individual in the Philippines or elsewhere
Sole domestic partner for at least the previous 12 months
Have a long-term committed relationship
SINGLE PARENT
Child/Children
Age: 15 days to 23 years old
Requirements:
Birth Certificate of child/children (NSO/PSA or Non-NSO/PSA copy)
Parent/s
Age: up to 65 years old
Requirements:
Birth Certificate of parent/s
Marriage Certificate
Valid IDs with Date of Birth
Birth Certificate of the employee (NSO/PSA or Non-NSO/PSA copy)
Sibling/s
Age: 15 days to 23 years old
Requirements:
Birth Certificate of the sibling/s (NSO/PSA or Non-NSO/PSA copy)
Birth Certificate of the employee (NSO/PSA or Non-NSO/PSA copy)
Common-law/Same-sex Partner
Requirements:
Barangay Certification which reflects months of cohabitation (minimum 12 months)
CENOMAR for Employee and Partner
Employee and partner's Birth Certificate
Notarized Domestic Partnership Agreement and Affidavit
Eligibility
At least 18 years of age
Not related by blood
Living in the same residence
Legally capable to enter a contract
Jointly responsible for basic living expenses
Intend to continue the relationship indefinitely
Not legally married to another individual in the Philippines or elsewhere
Sole domestic partner for at least the previous 12 months
Have a long-term committed relationship
MARRIED
Spouse
Age: up to 65 years old
Requirements:
Birth Certificate
Marriage Certificate
Child/Children
Age: 15 days to 23 years old
Requirements:
Birth Certificate of child/children (NSO/PSA or Non-NSO/PSA copy)
SEPARATED/WIDOWED
Child/Children
Age: 15 days to 23 years old
Requirements:
Birth Certificate of child/children
Birth Certificate of the employee (NSO/PSA or Non-NSO/PSA copy)
Extended & Diversity Dependents (with Premium Fee covered by the employee via salary deduction)
Extended & Diversity Dependents (with Premium Fee covered by the employee via salary deduction)
SINGLE / SINGLE PARENT
Overaged Parent/s
Age: 66 to 75 years old
Requirements:
Birth Certificate of parent/s
Marriage Certificate
Valid IDs with Date of Birth
Birth Certificate of the employee (NSO/PSA or Non-NSO/PSA copy)
MARRIED
Overaged Spouse
Age: 66 to 75 years old
Requirements:
Birth Certificate
Marriage Certificate
Parent/s
Age: 65 years old and below
Age: 66 to 75 years old
Requirements:
Birth Certificate of parent/s
Marriage Certificate
Valid IDs with Date of Birth
Birth Certificate of the employee (NSO/PSA or Non-NSO/PSA copy)
COST INFORMATION FOR EXTENDED & DIVERSITY DEPENDENTS
COST INFORMATION FOR EXTENDED & DIVERSITY DEPENDENTS
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