Property Insurance
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Homeowners Insurance
Homeowners insurance covers damage to your home, property, personal belongings, and other assets in your home. Your homeowners insurance policy may also cover living expenses above your normal cost of living if a covered loss forces you to stay elsewhere while your home is being repaired or rebuilt. It may also provide coverage for accidents or injuries that occur in your home or on your property. A homeowners policy covers injuries you may unintentionally cause to others away from your property for which you may be liable.
Dwelling Coverage
Covers your home and connected structures in case of fire, windstorm/hail damage, theft, vandalism, and more.
Personal Property
Protects the possessions inside your home, including furniture and electronics.
Related private structures
Covers structures separated from the home, such as garage or shed and residential fences.
Water Backup
Covers damages caused by drain or sewer backup or drains, or a broken sump pump.
Additional Living Expenses
Covers living expenses if your home becomes uninhabitable due to covered cause of loss/peril.
Liability & Medical
Covers you if someone is injured on your property.
Farm & Ranch Insurance
Farm & ranch policies provide coverage for your home, personal property and property used in your farming operation, in addition to liability and medical payments coverage.
Dwelling Coverage
Covers your home and connected structures in case of fire, windstorm or hail damage, theft, vandalism, and more.
Winter Perils
Covers loss of livestock resulting from death caused by freezing or smothering in snow storms or ice storms and falling through ice.
Related Private Structures
Covers structures separated from the home, such as garage or shed.
Barns, Buildings & Structures
Covers structures for farm use such as barns, silos, steel buildings, corrals and more.
Livestock
Covers loss of livestock resulting from accidental shooting or drowning- also suffocation in confinement operations due to interruption of power.
4-H & FFA Animals *AFR Exclusive Coverage
Covers animals kept or raised as 4-H or FFA projects in case of theft or death in certain exceptions.
Personal Property
Protects the possessions inside your home, including furniture and electronics.
Additional Living Expenses
Covers living expenses if your home becomes uninhabitable.
Water Damage
Covers damages caused by drain or sewer backup, or a broken sump pump.
Liability & Medical
Covers you if someone is injured on your property.
Need a Homeowners or Farm/Ranch Quote?
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918-542-9677
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