Auto Insurance

• Bodily Injury

Covers liability for damages because injury and/or damage to property of another person caused by an accident.

• Collision Coverage

Covers damage, caused by collision, to an owned automobile or non-owned auto. 

• Comprehensive Coverage 

Covers damage, other than collision, to an automobile or non-owned automobile, as defined in the policy, at actual cash value, if caused by certain named losses other than collision. 

• Uninsured Motorist

Covers damages an uninsured is legally entitled to recover for bodily injury or death in an accident from the owner or operator of an uninsured vehicle or underinsured vehicle.

• Medical Payments

Covers medical-related expenses to treat injuries to a covered person and funeral expenses of a deceased covered person if the injury or death was caused by an accident.

• Transportation Expense

Pays for alternative transportation in the event a vehicle insured with collision and comprehensive coverage suffers a covered loss. This is an additional coverage, separate from comprehensive and collision.

• Fire, Lightning, Transportation, Theft & Combined Additional

Covers damage to or loss of an owned automobile or non-owned automobile caused by a certain specified perils.