Employee Benefits
Purdue Global recognizes the importance of choice, quality, and value in your employee benefits. Your benefits package is an important part of your total compensation plan, and it reflects PG’s strong commitment to providing you with a comprehensive and competitive benefits program.
Navigate through the sections and links below for detailed information about your benefits.
Review the 2023 Benefits Guide and the 2024 Benefits Guide.
If you have any questions about any of the programs reach out to your HR Business Partner or reach out by email to hr@purdue.edu.
Benefitfocus
View the 2024 Purdue Global benefit offerings on Benefitfocus, which is accessible through Purdue's OneCampus. If you do not see the Benefits Enrollment - Active tile, use the search box at the top of the page by typing "benefitfocus".
Benefit Details and Plan Documents
Click the headings below to expand the benefits area for more information.Health Care
2024 Medical Benefits
Purdue Global's medical plan provider is United Health Care Choice Plus - United Medical Resources (UMR).
2023 Compliance Bundle
The Employee Retirement Income Security Act (ERISA), Department of Labor (DOL), Department of Health and Human Services (HHS), and Internal Revenue Service require plan administrators to provide certain information related to their health and welfare benefits plan to plan participants in writing. To satisfy this requirement, please review the compliance notifications included in the compliance bundle. These notices explain your rights and obligations in relation to the health and welfare plan provided by Purdue University Global.
Prescription Coverage
2024 Prescription Coverage and Benefits
Purdue Global's prescription plan provider is CVS Caremark.
CVS Caremark is the 2024 Rx Provider
Purdue Global will use CVS Caremark in 2024 for the faculty and staff prescription plans.
Same formulary drug list: The formulary drug list is the same; however, it is standard practice for formulary updates to be made on January 1 each year. Review the 2023 formulary drug list.
Available Resources
CVS member portal online or mobile app: Once you have your new ID number, you can register your online account to take advantage of the many resources CVS Caremark provides.
CVS pricing tool: Purdue Global employees are encouraged to use the Purdue pricing tool page until CVS makes the Purdue Global pricing tool available.
Dental Care
2024 Dental Benefits
Purdue Global's dental plan provider is Delta Dental.
2023 Dental Benefits
Purdue Global's dental plan provider is Delta Dental.
Plan Details
Dental plans are administered on a calendar year. Elections made during the annual open enrollment period will be in effect from January through December unless you have a qualifying change in family status or loss of eligibility. Premiums are taken from your pay before taxes are calculated. Any deductible or benefit limits associated with your plan are tracked on a January – December basis. All benefits paid by the dental plan contribute toward the plan’s annual maximum benefit.
Dental Premier PPO Plan Summaries:
How to Enroll
You may view and enroll in dental benefits during annual open enrollment and as a newly eligible employee. Go to the Purdue OneCampus page, and choose the Benefits Enrollment - Active tile to access enrollment.
Vision Care
2024 Vision Benefits
Purdue Global provides vision coverage through a program called Vision Service Plan (VSP.
VSP Primary EyeCare Plan: This plan provides supplemental medical eye care services for the detection, treatment, and management of ocular and visual conditions.
The member’s health insurance carrier should be billed as primary when other plan coverage exists and you participate in the health plan’s network. When VSP administers the secondary plan, the member will receive a specified allowance for each service (exam, lenses, frame, or contacts) that will be used to pay up to, but not more than the billed amount.
Vision Plan Reminders
Free benefit*, but it must be elected during open enrollment.
Greater coverage and lower costs with VSP doctors
Coverage includes lower costs on LASIK and PRK procedures
Vision Care is now separate from Medical. You must have elected Vision during open enrollment to have coverage in 2024, unless you qualify under an eligible life event. Contact Purdue Global HR at pghr@purdueglobal.edu for more information.
*Available even if not covered by a Purdue Global medical plan. Must elect vision coverage for yourself in order to elect it for your dependents.
Flexible Spending and HSA
What to Expect
2023 Flexible Spending Account (FSA) and Health Savings Account (HSA) Benefits
FSA
The simple way to save for out-of-pocket expenses. An FSA is an account that you contribute money into from your paycheck before taxes are taken out. You'll save money when you use it to pay for health and dependent care expenses.
HSA
Save money with an HSA. With an HSA, you can reduce your taxable income and increase your take-home pay. Just enroll and you'll start saving money on eligible health care expenses for you, your spouse, and your tax dependents.
For a full list of eligible expenses, see IRS Publication 502 or visit payflex.com.
FAQs
What is the difference between Purdue Global's HSA vs. HCSA?
Life/Voluntary Benefits
Term and Universal Life Insurance
Provided through Securian
Providing financial security for you and your family is important. Having life and/or accident insurance can give you and your loved ones peace of mind.
MetLife Legal Plans
Take advantage of MetLife Legal Plans.
PG offers you legal plans that provide ready access to legal expertise for both expected and unexpected events.
Voluntary Benefits
Supplement your benefits needs with voluntary options.
PG offers you the opportunity to select several voluntary benefits. Voluntary benefits complement your core benefits from PG (medical, dental, life/accident, etc.) and are meant to supplement them, but do not replace them. These employee-paid options are designed to help you and your family ease the challenges and get through difficulties we all face at times, including legal issues, an accident, critical illness, or a death in the family.
Retirement & Savings
Defined Contribution Retirement Programs
Helping you save for your future is a vital part of the Purdue Global benefits program.
All full-time and part-time Purdue Global employees are eligible to participate in the retirement plans available.
Long Term Care Insurance
Administered by Mutual of Omaha
Open enrollment was October 24, 2023, through November 7, 2023 . Enrollment for long-term care is only available during specified open enrollment periods.
What is long-term care?
It’s a term used to describe services people need when they are unable to care for themselves. This can range from help at home with daily activities like meal preparation and housekeeping, to personal care services like bathing and dressing. Long-term care also is provided in assisted living facilities, which are home-like settings that offer safety and security, plus nursing homes that provide round-the-clock skilled nursing care.
What is long-term care planning important?
Long-term care is an important part of a personal financial plan. As we age, the likelihood of needing long-term care increases and the average cost of home care is $43,000 per year or more. Your health insurance, disability and Medicare do not cover most long-term care costs. Long-term care insurance is designed to protect your retirement savings from the cost of long-term care services if you need care in the future.
How does long-term care insurance work?
Long-term care insurance pays benefits for covered long-term care services when your doctor certifies you are unable to perform at least two of the six activities of daily living or you need continual supervision due to a severe cognitive impairment.
Long-term care will pay benefits for services you receive in:
Your home
An assisted living facility
A nursing home
Why should I consider long-term care insurance now?
Even though you may be young and healthy, there are several good reasons to consider purchasing a long-term care insurance policy now:
You’re never too young to need long-term care. Accidents and illnesses requiring long-term care services can strike people of any age
It will never be more affordable. The cost for a long-term care insurance policy is based on your age when you buy your policy. That means every year you wait, the cost will go up.
Your ability to qualify for long-term care insurance is based on your current health. If your health changes, you may not be able to purchase long-term care insurance at any price.
More information
If you have any questions or for a one-on-one consultation, contact the Mutual of Omaha long-term care enrollment team at 888-548-4320.
2023-Purdue-Global-Benefits-Guide.pdf2023 Benefits Guide
This guide will help you learn more about the offerings available to you. Remember, if you do not actively enroll in benefits within the open enrollment time frame, you will automatically be enrolled in the UMR High Deductible Health Plan at the Employee Only level. You will not be able to change your elections until the 2024 Open Enrollment period (unless you have a qualifying life event).
2024-Purdue-Global-Benefits-Guide.pdf2024 Benefits Guide
This guide offers: Details on our comprehensive benefits, how to enroll, the cost of premiums, and how to take advantage of our wellness incentive. It’s time to review your benefit options. Soon you will enroll in plans that best meet the needs of you and your family. These benefits are only open during the Open Enrollment period, unless you have a qualifying life event.
New hire? You have 30 days from your date of hire to select benefits for 2024.
Frequently Asked Questions
Do you have a question and want a quick answer?
An updated Frequently Asked Questions document is coming soon!
Additional Employee Benefits and Resources
Questions? Email pghr@purdueglobal.edu for assistance.