Employee Benefits

Medical Benefits

Purdue Global's medical plan provider is United Health Care Choice Plus - United Medical Resources (UMR).

• Review Medical Coverage Options and Benefits

• 2025 Medical Premiums Comparison

2023 Compliance Bundle

The Employee Retirement Income Security Act (ERISA), Department of Labor (DOL), Department of Health and Human Services (HHS), and Internal Revenue Service require plan administrators to provide certain information related to their health and welfare benefits plan to plan participants in writing. To satisfy this requirement, please review the compliance notifications included in the compliance bundle. These notices explain your rights and obligations in relation to the health and welfare plan provided by Purdue University Global.

Prescription Coverage and Benefits

Purdue Global's prescription plan provider is CVS Caremark.

• Review Prescription Coverage Options and Benefits

CVS Caremark is the 2025 Rx Provider

Purdue Global will use CVS Caremark in 2025 for the faculty and staff prescription plans. 

• • Same formulary drug list: The formulary drug list is the same; however, it is standard practice for formulary updates to be made on January 1 each year. Review the 2025 formulary drug list.

Available Resources

• CVS member portal online or mobile app: Once you have your new ID number, you can register your online account to take advantage of the many resources CVS Caremark provides.

• CVS pricing tool: Purdue Global employees are encouraged to use the Purdue pricing tool page until CVS makes the Purdue Global pricing tool available. 

Dental Benefits

Purdue Global's dental plan provider is Delta Dental.

• Review Dental Coverage Options and Benefits

Plan Details

Dental plans are administered on a calendar year. Elections made during the annual open enrollment period will be in effect from January through December unless you have a qualifying change in family status or loss of eligibility. Premiums are taken from your pay before taxes are calculated. Any deductible or benefit limits associated with your plan are tracked on a January – December basis. All benefits paid by the dental plan contribute toward the plan’s annual maximum benefit.

Dental Premier PPO Plan Summaries:

• Option 1

• Option 2

• Preventative

How to Enroll

You may view and enroll in dental benefits during annual open enrollment and as a newly eligible employee. Go to the Purdue OneCampus page, and choose the Benefits Enrollment - Active tile to access enrollment.

Vision Benefits

Purdue Global provides vision coverage through a program called Vision Service Plan (VSP.

• • Review Vision Coverage Options and Benefits

VSP Primary EyeCare Plan: This plan provides supplemental medical eye care services for the detection, treatment, and management of ocular and visual conditions. 

The member’s health insurance carrier should be billed as primary when other plan coverage exists and you participate in the health plan’s network. When VSP administers the secondary plan, the member will receive a specified allowance for each service (exam, lenses, frame, or contacts) that will be used to pay up to, but not more than the billed amount.

Vision Plan Reminders

• Free benefit*, but it must be elected during open enrollment.

• Greater coverage and lower costs with VSP doctors

• Coverage includes lower costs on LASIK and PRK procedures

Vision Care is now separate from Medical. You must have elected Vision during open enrollment to have coverage, unless you qualify under an eligible life event. Contact Purdue Global HR at pghr@purdueglobal.edu for more information. 

*Available even if not covered by a Purdue Global medical plan. Must elect vision coverage for yourself in order to elect it for your dependents.

What to Expect

• • Transition from PayFlex to HSA Bank in 2024

Flexible Spending Account (FSA) and Health Savings Account (HSA) Benefits

• Review FSA and HSA Options and Benefits

FSA

The simple way to save for out-of-pocket expenses. An FSA is an account that you contribute money into from your paycheck before taxes are taken out. You'll save money when you use it to pay for health and dependent care expenses.

HSA

Save money with an HSA. With an HSA, you can reduce your taxable income and increase your take-home pay. Just enroll and you'll start saving money on eligible health care expenses for you, your spouse, and your tax dependents.

For a full list of eligible expenses, see IRS Publication 502.

Term and Universal Life Insurance

Provided through Securian

Providing financial security for you and your family is important. Having life and/or accident insurance can give you and your loved ones peace of mind.

• Securian Information Page

• Securian Plan Summary

• Additional Term Life Certificate

• Basic Term Life Certificate

• Accidental Death and Dismemberment Certificate

• TransAmerica Universal Life - no longer available

MetLife Legal Plans

Take advantage of MetLife Legal Plans.

PG offers you legal plans that provide ready access to legal expertise for both expected and unexpected events.

• • MetLife Legal Plan 

Voluntary Benefits

Supplement your benefits needs with voluntary options.

PG offers you the opportunity to select several voluntary benefits. Voluntary benefits complement your core benefits from PG (medical, dental, life/accident, etc.) and are meant to supplement them, but do not replace them. These employee-paid options are designed to help you and your family ease the challenges and get through difficulties we all face at times, including legal issues, an accident, critical illness, or a death in the family.

• Voya Wellness Benefit

• Voya Accident Insurance and Certificate

• Voya Critical Illness Insurance and Certificate

• Voya Hospital Indemnity Insurance and Certificate 

Defined Contribution Retirement Programs

Helping you save for your future is a vital part of the Purdue Global benefits program.

 All full-time and part-time Purdue Global employees are eligible to participate in the retirement plans available. 

• Retirement and Savings

  1. • View Plans & Investments 

• Fidelity - Consolidation of Accounts

Administered by Mutual of Omaha

What is long-term care?

It’s a term used to describe services people need when they are unable to care for themselves. This can range from help at home with daily activities like meal preparation and housekeeping, to personal care services like bathing and dressing. Long-term care also is provided in assisted living facilities, which are home-like settings that offer safety and security, plus nursing homes that provide round-the-clock skilled nursing care.

What is long-term care planning important?

Long-term care is an important part of a personal financial plan. As we age, the likelihood of needing long-term care increases and the average cost of home care is $43,000 per year or more. Your health insurance, disability and Medicare do not cover most long-term care costs. Long-term care insurance is designed to protect your retirement savings from the cost of long-term care services if you need care in the future.

How does long-term care insurance work?

Long-term care insurance pays benefits for covered long-term care services when your doctor certifies you are unable to perform at least two of the six activities of daily living or you need continual supervision due to a severe cognitive impairment.

Long-term care will pay benefits for services you receive in:

• Your home

• An assisted living facility

• A nursing home

Why should I consider long-term care insurance now?

Even though you may be young and healthy, there are several good reasons to consider purchasing a long-term care insurance policy now:

• You’re never too young to need long-term care. Accidents and illnesses requiring long-term care services can strike people of any age

• It will never be more affordable. The cost for a long-term care insurance policy is based on your age when you buy your policy. That means every year you wait, the cost will go up.

• Your ability to qualify for long-term care insurance is based on your current health. If your health changes, you may not be able to purchase long-term care insurance at any price.

More information

If you have any questions or for a one-on-one consultation, contact the Mutual of Omaha long-term care enrollment team at 888-548-4320.