Shy, O. "Urban and Rural Differences in Consumer Payments." R-code and data. 

Shy, O. "How Consumers Pay for Gasoline." R-code and data. 

Shy, O. "Preference versus  Actual Choice: Evidence from a Payments Survey." R-code and data. Presentation.

Shy, O. "Fiat-Backed Stablecoins and Narrow Banking." 

Shy, O. "Random Tariff Wars and Business Uncertainty." R-code for all figures. Presentation.