Benefits Open Enrollment
October 15 - 28, 2026
October 15 - 28, 2026
Attention BlueLincs and Cigna Dental Members - Check the Announcements Page for Updates
Pre-Med Defender is a supplemental medical plan that works with your HealthChoice Basic or High-Deductible Health Plan (HDHP) to help pay certain out-of-pocket medical costs.
How does it work? When you receive medical care, your provider bills HealthChoice first and then submits the claim to Pre-Med Defender for eligible expenses.
How do I enroll? Watch the video below to learn how the plan works and how to enroll. When you are ready, click the Enroll Now button to get started.
Important: You must enroll in Pre-Med Defender each year. Your enrollment does not automatically renew.