Benefits Open Enrollment
October 1 - 31, 2025
Benefits Open Enrollment
October 1 - 31, 2025
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Attention CommunityCare Members - Check the Announcements Page for Updates
October 1 - 31, 2025
Frequently Asked Questions
Frequently Asked Questions
When is the Open Enrollment Period?
When is the Open Enrollment Period?
October 1st – 31st
Where do I enroll?
Where do I enroll?
Online enrollment, go to https://www.afenroll.com/Enroll/Login.aspx
How do I get a user ID?
How do I get a user ID?
Your user ID is your entire social security number (SSN) without any spaces.
What is my pin?
What is my pin?
The last 4 digits of your social security number (SSN) and your full birth date (no dashes).
Do I have to enroll?
Do I have to enroll?
No, this is not a forced enrollment, however you should review the premium increases and plan changes for 2026.
Will I be able to make changes/enroll in a flexible spending account or a health savings account during Open Enrollment in October?
Will I be able to make changes/enroll in a flexible spending account or a health savings account during Open Enrollment in October?
No. Spending accounts and health savings accounts are coordinated with American Fidelity every spring. This is no longer a part of the October option period.
What if I don’t do anything during Open Enrollment in October?
What if I don’t do anything during Open Enrollment in October?
You will keep what coverage you have now for next year. You will not be able to make changes to your coverage until the next Open Enrollment period unless you have a mid-year qualifying event.
What if I have a child that is disabled?
What if I have a child that is disabled?
Please complete a Disabled Dependent Assessment Form so that the carrier can be notified. You can contact the Benefits Department at HRBenefits@okcps.org to obtain this form.
How do I make enrollment changes?
How do I make enrollment changes?
Online is the only way to complete your 2026 enrollment.
When do the Open Enrollment changes take effect?
When do the Open Enrollment changes take effect?
January 1, 2026
Have the medical prices increased?
Have the medical prices increased?
Yes. Please review the Benefits Option Guide. 2026 Benefit Option Guide
What is a Flexible Benefit Allowance?
What is a Flexible Benefit Allowance?
It is money provided to you by the District to help you purchase medical insurance.
Has the Flexible Benefit Allowance increased?
Has the Flexible Benefit Allowance increased?
No. The Flexible Benefit Allowance remains $707.00 per month in 2026.
Will I need to do the Tobacco-Free Attestation?
Will I need to do the Tobacco-Free Attestation?
Yes, if you are enrolled in HealthChoice High or HealthChoice Basic. If enrolled in HealthChoice High Deductible Health Plan (HDHP) you do not unless you are moving from this plan to another HealthChoice plan. You must complete online at https://gateway.sib.ok.gov/Attestation/ no later than December 31, 2025.
What happens if I forget to do the Tobacco-Free Attestation?
What happens if I forget to do the Tobacco-Free Attestation?
If you are not in the first year grace period, you will automatically be enrolled in a higher deductible, increased to an additional $250 per year. As an example, HealthChoice High would not be at a $750 yearly deductible, it would be at a $1,000 yearly deductible.
What is a deductible?
What is a deductible?
The out-of-pocket amount you pay before insurance pays expenses. Many plans provide certain coverages before deductible. Refer to plan for specifics.
If I increase my life insurance, who sends the Evidence of Insurability to the state insurance group OMES?
If I increase my life insurance, who sends the Evidence of Insurability to the state insurance group OMES?
You are responsible to fax, email, or mail your EOI in before the deadline which is October 31st.
Can HR Benefits send in my Evidence of Insurability (EOI) Form on my behalf?
Can HR Benefits send in my Evidence of Insurability (EOI) Form on my behalf?
No, because it is your protected health information.
What if I have a child turning 26 during 2025 do I need to do anything?
What if I have a child turning 26 during 2025 do I need to do anything?
Your child will be dropped by OMES automatically once they obtain the age of 26 and they will notify OKCPS to make changes to your plan, so no, you do not need to do anything.
Will I receive a confirmation of the changes that I made?
Will I receive a confirmation of the changes that I made?
Yes. If you made a change to your coverage, the state will mail a confirmation statement to the address they have on file.
Am I able to enroll in or increase my Voya life coverage?
Am I able to enroll in or increase my Voya life coverage?
Yes, you can enroll in or increase your amount by $25,000 without needing a life insurance application up to $150,000 in coverage. To increase more than $50,000 or beyond the $150,000, you will be required to submit a life insurance application to Voya.
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