The Personal Financial Literacy course is designed to equip students with the fundamental skills and knowledge necessary to make informed financial decisions throughout their lives. This 0.5 credit course is required for graduation.
0.5 credit (1 semester)
Open to Grades 9-12
Prerequisites: None
This course on Personal Financial Literacy is designed to equip students with the fundamental skills and knowledge necessary to make informed financial decisions throughout their lives.
Key Topics Covered in this class are:
Budgeting: Learn how to create and manage a personal budget, track expenses, and set financial goals.
Credit and Debt Management: Explore the world of credit, how to build a good credit score, understand loans, and strategies for managing and reducing debt.
Financial Decision Making: Develop critical thinking skills to evaluate financial products and services, which will help you make sound financial choices.
Insurance: Learn about various types of insurance (health, auto, home) and how they protect your financial well-being.
Retirement Planning: Discover the importance of planning for retirement and the various retirement savings options available.
Saving and Investing: Understand the importance of saving, different savings options, and the basics of investing in stocks, bonds, and mutual funds.
By the end of the course, students will have a general understanding of their financial plans, empowering them to build a secure financial future.
Cost: None
0.5 credit (1 semester)
Open to Grades 9 - 12
Prerequisites: None
Understanding how to manage your financials is an important life skill. From credit to taxes, it is imperative that students understand how to manage their money. When students understand to manage their money, they become more responsible citizens.
This class gives students a thorough understanding of financial concepts with practical application through activities and projects. The class surveys the basic personal financial needs of most individuals and emphasizes the basics of budgeting, saving, checking, investments, credit, the wise use of insurance, and paying and preparing income tax returns. When students graduate, they face a world filled with possibilities and the more knowledge they can acquire, the higher the probability that their financial future will be secure. Students taking this course will learn to manage the financial futures.
Technology Integration: The online course content can be accessed with any internet-enabled device.
Cost: None
ADDITIONAL COURSE OPTIONS
The Social Studies department courses listed below can satisfy the Personal Financial Literacy requirement
0.5 credit (1 semester)
Open to Grades 9 - 12
Prerequisites: None
Note: This course can satisfy the Personal Financial Literacy requirement OR the Social Students Elective Credit requirement - but not both
This course is designed to help the learner make wise spending, saving, and credit decisions and to make effective use of income to achieve personal financial success. An emphasis on economics provides the foundation for comprehensive fundamental economic concepts and institutions so that students can apply economic thinking to their own decisions as consumers, employers, and citizens in a market-oriented economic system.
Topics include, but are not limited to, supply and demand, employment, prices and production, fiscal policy, monetary policy, market structures, money management, household budgets, credit management, insurance, taxes, and international trade and finance.
Activities: Multiple texts, research projects, multimedia presentations, computer activities, discussions, group activities, reports, case studies, outside reading and internet activities.
Cost: None
.5 credit (1 semester)
Open to Grades 10 - 12
Prerequisites: Students should be able to read and comprehend college-level texts and write grammatically correct complete sentences.
NOTE: This course is only offered in Odd/Even school years
NOTE: Students enrolling in an AP® class will automatically be registered for that course's exam. An exam Opt-Out option is available.
Note: This course can satisfy the Personal Financial Literacy requirement OR the Social Students Elective Credit requirement - but not both
Content: AP Microeconomics gives students a thorough understanding of the principles of economics that apply to the functions of individual decision-makers, both consumers and producers, within the economic system. It places primary emphasis on the nature and functions of product markets and includes the study of factor markets and of the role of government in promoting greater efficiency and equity in the economy.
The AP Microeconomics course initially begins with unlimited wants, which results in the need to make choices. The course then proceeds to a consideration of how different types of economies determine which goods and services to produce, how to produce them, and to whom to distribute them. The course will also examine the nature and functions of product markets, factor markets, market failure, and the role of government. This college-level course is designed to help the learner make wise spending, saving, and credit decisions in order to make effective use of income to achieve personal financial success.
This course will prepare students for the AP® Microeconomics exam. Success on the exam may result in college credit, advanced standing, or both depending on the individual policies of the college the student attends.
Activities: Simulation, multiple texts, research projects, multimedia presentations, computer activities, discussions, group activities, reports, case studies, outside reading and internet activities.
Cost: An exam fee if AP® exam is taken.
AP® and Advanced Placement® are registered trademarks of College Board. Used with permission.
0.5 credit (1 semester)
Open to Grades 10 - 12
Prerequisites: Students should be able to read and comprehend college-level texts and should possess basic math and graphing skills.
NOTE: This course is only offered in Even/Odd school years.
NOTE: Students enrolling in an AP® class will automatically be registered for that course's exam. An exam Opt-Out option is available.
Note: This course can satisfy the Personal Financial Literacy requirement OR the Social Students Elective Credit requirement - but not both
This intensive course is designed to study the aggregate behavior of the economy of the United States. Subjects to be covered include the Great Depression, guided capitalism, the business cycle, aggregate supply and demand, fiscal and monetary policy, economic growth and international economics.
This college-level course is designed to help the learner make wise spending, saving and credit decisions in order to make effective use of income to achieve personal financial success. This course prepares the student to take the AP® Macroeconomics exam and potentially earn college credit.
Activities: Lectures, videos, readings, study guides, and case studies.
Cost: An exam fee if AP® exam is taken.
AP® and Advanced Placement® are registered trademarks of College Board. Used with permission.
The Business department course listed below can satisfy the Personal Financial Literacy requirement
0.5 credit (1 semester) ; FVTC credits: 3
Open to Grades 10 - 12
Prerequisites: None
NOTE: This course covers the same content as Personal Financial Literacy and satisfies the Personal Financial Literacy requirement. It is offered through the Business Department.
NOTE: Required for any Business, Management, and Administration pathway within the NHS Business and Information Technology Academy.
NOTE: This course is approved for Dual/Transcripted Credit at Fox Valley Technical College.
This course provides comprehensive coverage of financial concepts valuable in today’s business world. Students will become financially literate and learn options forfeiture investing. Stocks, bonds, mutual funds, banking and credit union operations, alternative investment options, financial planning, insurance, credit, and retirement planning will be covered in this course.
Course Activities: Computerized stock market activities, stock market investment competition, Internet activities, guest speakers, financial calculators, and skills utilizing the 21st Century Skills of collaboration, research, communication, information technology, critical thinking, global concepts, and life and career skills.
Student Cost: Field trips