Course Description:
This year-long Personal Finance course equips students with the knowledge and skills needed to make informed financial decisions throughout their lives. Using Dave Ramsey's Foundations in Personal Finance curriculum, students will explore topics including budgeting, saving, banking, credit and debt, investing, insurance, taxes, housing, career planning, and consumer decision-making. Through real-world scenarios, interactive activities, and practical applications, students will develop responsible money management habits and learn strategies for building wealth, avoiding financial pitfalls, and achieving long-term financial success. By the end of the course, students will be prepared to confidently manage their personal finances and make sound financial decisions as they transition into adulthood.
Basic Information:
This is a full year course.
With a passing grade, students earn 5 credits each semester, for a total of 10 credits..
Curriculum:
Apex - found through Clever or the Google App Selector (must be logged into school Google account)
Google Classroom is used for organizing and posting assignments
Both Mrs. Gipson and students will use language appropriate for a professional and academic setting. This includes all written and spoken communication (e.g. email, phone, and Zoom).
While on Zoom, make sure that anything shared over microphone, video feed, or chat box on Zoom is school-appropriate.
Communicate with Mrs. Gipson as soon as you know you need to (e.g. needing help with work, having a health or personal issue). If you email me after school hours, I will get back to you the following day. (Remember - because we are not in the same room, I can't tell if you need something unless you tell me. Strong and consistent communication is appreciated).
Grades are calculate based on total points earned.
Passing transfer grade (60% or greater): that grade goes in for all previous assignments, student starts with current weeks work
Non passing transfer grade (below 60%):
Use the transfer percentage to calculate equivalent number of points earned…use those points to fill in assignments in unit 1 with 60% passing scores until earned points are exhausted. The due dates on the assignment list are reset so that all of the make-up work does not all count against students at once.
Late work can still be turned in with no grade penalty (you won't lose points just for turning it in late).
However, students can be dropped from the Virtual Instruction Program for lack of progress and not maintaining grades.
Most regular class assignments can be redone and resubmitted without having to ask first. The main exception is discussion questions. They cannot be edited afterward to prevent students from trying to read other students’ answers before providing their own.
Quizzes may be retaken a second time if the student has satisfactorily completed the work up to the quiz. Tests may be retaken with the same requirements, or after having satisfactorily completed a review activity (e.g. scoring high on a practice test, completing a study guide with good answers, etc).
When students are unable to reach 60% on the first two attempts of a quiz, it is required that students submit a completed study guide for that lesson before the quiz will be unlocked for a 3rd attempt.
Extra Credit is rarely given. When it is, the extra credit assignment will be posted in Google Classroom.
(One way to easily find all of the Extra Credit is to filter the assignments on your to-do list in Google Classroom to only include assignments with no due date.)