Financial Well-Being

MODULE Description

During this module participants will be engaged in presentations and activities that will assist individuals in making informed financial decisions. After exploring the purpose and importance of having and working within a budget, participants will create a sample personal budget.

fACILITATOR

mS. FARRAH MARCHAND

Insurance Advisor

Sagicor Life Inc. and RF&G Insurance


Farrah Marchand holds a Bachelor’s Degree in Business Administration and Accounting from the University of Belize. She is currently working on her designation under her BELAIFA Association membership through The American College. She hopes to build an awareness of financial planning which aids in the financial protections of families from the hazards of life.

Her mission is to make a positive change in the lives of those she meets and strives to leave knowledge and joy to those she encounters in her career. She also views each encounter as an avenue to gain further knowledge through the experiences of others.

When she is not giving financial advice, she enjoys reading motivational books and spending time with her son. She is proud to be an Advisor but most of all she is proud to be a Mother.

co-Facilitator

Dr. Carla J Thornton

Assitant Professor of Social Work

College of Behavioral and Social Sciences

California Baptist University

8432 Magnolia Ave, Riverside, CA 92504

Dr. Carla J. Thornton represents District 2 as a member of the Moreno Valley City Council. She was elected to her first four-year term in December 2018, and is the first Black woman to serve on the Council. Her policy priorities are homelessness; roads and infrastructure; City beautification; business development; and veterans affairs. In 2019 she created the City’s “Hire a MoVal Veteran” program.

She is an academic by profession and serves as an Assistant Professor at California Baptist University, where she specializes in teaching social work management and policy.

Councilwoman Thornton was born in Culver City and graduated from the University of Maryland University College, earning a Bachelor of Arts degree in Social Science. She also earned a Master of Arts degree in Management at the University of Redlands, and a Master of Social Work degree and a Doctorate of Social Work at the University of Southern California. Her doctoral research focused on women veterans and the economic-development challenges affecting the Inland Empire.

Dr. Thornton understands women veterans, having proudly served her country as a member of the United States Air Force for 20 years. She deployed twice in support of Operation Enduring Freedom, and retired at the rank of Master Sergeant.

As a Moreno Valley Councilwoman, she serves as a member of the Southern California Edison Advisory Panel; the League of California Cities Housing, Community & Economic Development Committee; Co-Chair of the Department of Veteran Affairs Inland Empire Community Veterans Engagement Board; and as an alternate member for Riverside County Supervisor Jeff Hewitt on the Western Riverside County Regional Conservation Authority.

Prior to being elected to the City Council, Dr. Thornton was already an active member of her community chairing both the Moreno Valley Traffic Safety Commission and the City’s Environmental and Historical Preservation Board.

When she’s not busy educating the leaders of the future or giving back to her community, Councilwoman Thornton enjoys spending time with her daughter, traveling and reading a good book.


lEARNING OUTCOMES AND OBJECTIVES

The main objectives of this module are to equip participants with the skills to:

  • identify the purpose and importance of having and working within a budget;

  • develop and evaluate budget samples to make optimal financial decisions in times of economic hardship;

MODULE expectation

There are no specific deadlines for assignments, but they must all be completed before the closing date. Participants are required to self-pace their work.