Embedded Files
Indian River Central School District
Payroll deductions for the following benefits are taken in accordance with the Payroll Schedule for 10-month employees.
Medical/Dental Insurance
Medical/Dental Insurance
Health: Meritain/Aetna
Health: Meritain/Aetna
Point of Service Plan
No deductible
No specialist referral
3 tier prescription plan
Copays:
$25- Primary care office visits, telehealth, home visits, urgent care, specialist office visits
$75 - Emergency room visits
Plan Provider:
Contact Information:
(888) 865-2722
Brendan Higgins and/or Jamie Hughes
POS Plan Rates July 1 - June 30 (25-26 School Year):
POS Plan Rates July 1 - June 30 (25-26 School Year):
Point of Service Plan
Full Monthly Premium (Employee and Employer)
Employee’s Monthly Share (8%)
Per check (20)
Single
$872.00
$69.76
$41.86
Employee + 1
$1,940.00
$155.20
$93.12
Family
$2,165.00
$173.20
$103.92
New employees are covered from date of hire.
All continuing employees are covered for the full plan year of July 1 - June 30.
The deduction for employees beginning after September 1 will vary by the months covered divided by the pays remaining.
Deductions are taken out according to the payroll for schedule for 10 month employees, meaning 12 month employees will not see the deductions in the summer.
Health deductions are taken pre-tax, meaning employees do not pay FICA, Medicare, Federal or State income tax on these deductions.
Traditional Plan Rates (25-26 School Year):
Not eligible for new enrollees
Traditional Plan Rates (25-26 School Year):
Not eligible for new enrollees
Traditional Plan
Full Monthly Premium (Employee and Employer)
Employee’s Monthly Share (8%)
Per check (20)
Single
$955.00
$76.40
$45.84
Employee + 1
$2,133.00
$170.64
$102.38
Family
$2,372.00
$189.76
$113.86
Dental: Ameritas
Dental: Ameritas
2 Plan Levels
Low
Medium
Fusion Plan - $150 Vision Benefit!
(Deducted from your annual maximum)
Plan Provider: ENV Insurance Agency
Website: Ameritas.com
Plan Contacts
(315) 420-4163
Frank Forte (fforte@insurewithenv.com)
Rates July 1 - June 30 (25-26 School Year):
Rates July 1 - June 30 (25-26 School Year):
Low Plan ($1,000 coverage per person)
Full Annual Premium
Employee’s Annual Share (Premium less $75 District Contribution)
Per check (20)
Single
$384.24
$309.24
$15.46
Employee + 1
$770.52
$695.52
$34.78
Family
$1,155.84
$1,080.84
$54.04
Medium Plan ($1,500 per person)
Full Annual Premium
Employee’s Annual Share (Premium less $75 District Contribution)
Per check (20)
Single
$506.28
$431.28
$21.57
Employee + 1
$1015.92
$940.92
$47.05
Family
$1,524.48
$1,449.48
$72.48
New employees are covered beginning on the first of the month following their date of hire.
All continuing employees are covered July 1 - June 30.
The deduction for employees beginning after September 1 will vary by the months covered divided by the pays remaining.
Deductions are taken out according to the payroll for schedule for 10 month employees, meaning 12 month employees will not see the deductions in the summer.
Dental deductions are taken pre-tax, meaning employees do not pay FICA, Medicare, Federal or State income tax on these deductions.
Express Scripts
Included with the Point of Service Medical Plan
Express Scripts
Included with the Point of Service Medical Plan
Cost Savings
At Home Delivery
Automatic Refills
90 Day Supply
Contact Information:
(888) 784-0003
Vision: Davis
Vision: Davis
Included with the Point of Service Medical Plan
Davis Vision Provider
$20 Co-Pay on Eye Exams
Discounted Eyewear and Contacts
Voluntary Insurance
Voluntary Insurance
Flexible Spending Account (FSA)
Flexible Spending Account (FSA)
The Preferred Group
30-40% tax savings
Covers out of pocket health, dental, vision, and prescription expenses (supplement to medical & dental insurance)
Daycare Reimbursement
Plan Contact
(518) 591-4954
Cheri Gagliardi (cgagliardi@tpgplans.com)
Additional Information
The FSA plan year is September 1 - August 30.
Employees may roll over funds from a previous plan year, in accordance with IRS guidelines, if they re-enroll for the upcoming year.
Deductions are taken out according to the payroll for schedule for 10 month employees, meaning 12 month employees will not see the deductions in the summer.
FSA deductions are taken pre-tax, meaning employees do not pay FICA, Medicare, Federal or State income tax on these deductions.
Aflac
Aflac
Plan Options
Cancer Plan
Accident Plan
Hospital Plan
Plan Contact
(518) 689-3260 Ext. 102
Krista Grassia Rotondi: krista_grassia@us.aflac.com
Additional Information
Deductions are taken out according to the payroll for schedule for 10 month employees, meaning 12 month employees will not see the deductions in the summer.
Employee Assistance
Employee Assistance
Pivot Employee Assistance Services
Pivot Employee Assistance Services
Plan Contact
Kelly Flanagan-Hall kflanaganhall@pivot2health.com
Pivot2eap.com
Retirement
Retirement
OMNI - Retirement
OMNI - Retirement
Offered Services
403B
NYS 547 Plan
Contact
Erik Hyde (ehyde@omni403b.com)
*OMNI is the overall servicer for 403B and 457 plans. Contribution and enrollment options are available under the plan providers below.
Retirement Plan Providers
Retirement Plan Providers
American Fund/Capital Guardian
Ameriprise Financial Riversource
Aspire Financial Services
Confidential Planning Multichoice
Equitable (formerly AXA)
Fiduciary Trust Intl. Franklin Templeton
Invesco OppenheimerFunds
NY Life Insurance Annuity Corporation
Pacific Life Annuity
Security Benefit
The Legend Group - A Lincoln Investment Company
Vanguard Fiduciary Trust Co
VOYA Financial National - NY
NYS Deferred Comp Plan 457
Retirement Plan Providers - ROTH
Retirement Plan Providers - ROTH
ROTH - Aspire
ROTH - Equitable (formerly AXA)
ROTH - Invesco OppenheimerFunds
ROTH - The Legend Group, A Lincoln Investment Company
ROTH - Security Benefit
ROTH - VOYA Financial National
Benefit
Benefit
Company
Company
Health
Jefferson-Lewis School Employees Healthcare Plan
Meritain Health - Website
Teladoc Information - $10 Co-Pay!
Brendan Higgins, Plan Manager
brendan@jefflewishealth.com
888-865-2722
Supplemental INS
Office (518) 689-3260 ext. 102
Krista Grassia Rotondi: krista_grassia@us.aflac.com
Accident, Cancer, Dental, and Disability Insurance
PIVOT
315-788-4660
Flex Plan
1-800-573-7474
Dental
Ameritas Dental Plan Design Summary
Ameritas - Summary Plan Description
Dental Provider Nomination Form
Ameritas Website Registration Information
Guaranteed Benefits of the New York State Teachers' Retirement System
Guaranteed Benefits of the New York State Teachers' Retirement System
REQUEST A BENEFITS PRESENTATION
REQUEST A BENEFITS PRESENTATION
Even in turbulent economic times like these, you can achieve future financial strength and security by building a strong pension at NYSTRS. This presentation will provide an overview of the important benefits NYSTRS provides, with an emphasis on issues pertaining to members approaching retirement. Highlights include a review of the fundamental pension components such as service credit and final average salary, key retirement thresholds to reach for, the tools needed to maximize these benefits, retirement benefit options and much more. Hopefully, you’ll leave our meeting with a handle on what’s needed to plan wisely on your road to retirement, as well as what costly errors to avoid along the way.
Benefit
Benefit
Company
Company
TRS
NYSTRS
shannon.bonesteel@nystrs.org
david.costello@nystrs.org
(518) 447-4763
ERS
NYSLRS
Carmella Coons
(518) 473-9704
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