Prompt Guide: Unlocking the Full Power of RiskCascade GPT
Last Update: 04/08/25
Explain how Risk Rating 2.0 calculates NFIP flood premiums.
What factors most impact premiums under Risk Rating 2.0?
How does building replacement cost affect my NFIP quote?
Show the difference in rating between a slab-on-grade and elevated structure.
How are prior claims considered under NFIP Risk Rating 2.0?
What do policyholders need to know about HFIAA surcharges and Reserve Fund Assessments?
Break down the differences between AE, AO, and VE flood zones.
Is flood insurance mandatory in Zone X? What are the exceptions?
What's the LOMA process and when should a homeowner apply?
Help me challenge a flood zone determination – what documents are needed?
What documentation is most valuable in Zone A (no BFE)?
How can an Elevation Certificate reduce my flood insurance premiums?
Walk me through completing an EC for a property in Zone AE.
What does it mean if Box B9 (BFE) is blank on an EC?
When is an EC not beneficial for a property owner?
What are common mistakes on ECs that cause rating issues?
What are the pros and cons of switching from NFIP to private flood insurance?
Compare NFIP vs. private flood coverage for a high-value home.
What is the NCIP and how does it differ from standard private flood?
Will lenders accept private flood policies? What do they require?
What are the rating differences between NFIP and private flood?
When is a lender required to force-place flood insurance?
What does the Standard Flood Hazard Determination Form include?
What flood coverage is required for a $400k FHA loan in Zone AE?
How does escrow for flood insurance work under federal regulations?
What penalties can lenders face for NFIP non-compliance?
What’s the ROI for elevating a house 2 feet above BFE?
How much can compliant flood vents reduce NFIP premiums?
List cost-effective mitigation options under $10,000.
How does utility elevation affect premiums under Risk Rating 2.0?
What documentation is needed for mitigation discounts on a flood policy?
Walk me through completing the NFIP flood insurance application form.
What foundation details are required for a correct NFIP application?
How is first floor height determined for NFIP rating purposes?
What are the waiting period exceptions for NFIP coverage?
A property has stairs extending into Zone AE but the house is in Zone X. Is insurance required?
How do I advise a client with a pre-FIRM structure seeing high NFIP increases?
Client wants to build in Zone AO—what should they know about elevation and documentation?
A building is in Zone A with no BFE—what are the options for establishing BFE?
Give me a simple way to explain Risk Rating 2.0 to a client.
Create a checklist for advising clients on LOMA eligibility.
Build a cost comparison sheet: NFIP vs. Private flood options.
How should agents document mitigation efforts for client savings?
Create a step-by-step guide to submitting a LOMA application with an Elevation Certificate.
Explain how to interpret Section C of the Elevation Certificate in Zone AE.
How does Risk Rating 2.0 handle properties with zero prior claims in moderate-risk zones?
Generate a mitigation savings matrix by elevation level under both NFIP and private flood.