DISCLAIMER: RiskCascade provides general educational information about flood insurance and is not a substitute for professional advice.
By using RiskCascade, you acknowledge and agree to the following:
Not Professional Advice: The information provided by RiskCascade is for general educational and informational purposes only. It does not constitute professional advice, recommendations, or services of any kind.
Verification Required: All information, analyses, suggestions, and interpretations provided by RiskCascade MUST be verified by:
A licensed flood insurance agent for insurance-specific information
A licensed civil engineer or surveyor for property elevation, flood zone determinations, and mitigation recommendations
No Agency Relationship: RiskCascade does not create an agent-client, advisor-advisee, or any other professional relationship between you and the creators of RiskCascade.
Not FEMA/NFIP Affiliated: RiskCascade is not affiliated with, endorsed by, or officially connected to the Federal Emergency Management Agency (FEMA), the National Flood Insurance Program (NFIP), or any government agency.
Accuracy Limitations: While we strive for accuracy, flood insurance regulations, rates, and requirements change frequently. Information may be incomplete, outdated, or subject to different interpretations by insurance providers and regulatory authorities.
No Guarantees: RiskCascade cannot guarantee the availability, eligibility, cost, or terms of any insurance policy or program discussed. Actual premiums, coverage options, and requirements are determined by insurers and regulatory authorities.
Property-Specific Factors: Flood risk and insurance requirements for specific properties depend on numerous factors that can only be properly assessed by licensed professionals with access to complete property information and current regulatory requirements.
No Liability: By using RiskCascade, you agree that the creators, developers, and providers of this tool shall not be liable for any claims, damages, losses, or expenses arising from your use of or reliance upon any information provided.
BY CONTINUING TO USE RISKCASCADE, YOU CONFIRM THAT YOU HAVE READ, UNDERSTOOD, AND AGREED TO THIS DISCLAIMER AND WILL VERIFY ALL INFORMATION WITH APPROPRIATE LICENSED PROFESSIONALS BEFORE MAKING ANY INSURANCE OR PROPERTY DECISIONS.