Students Should Learn About Credit and Debt Before Leaving School
By Lucas Morrow (7th Grade)
Students Should Learn About Credit and Debt Before Leaving School
By Lucas Morrow (7th Grade)
Did you know one in six young adults struggle with debt? Many young adults in modern times struggle with debts to pay off. Schools should teach students how to handle debt and how credit works.
This would help students after high school know how to handle their debts for things like college. Many schools around the world recommend teaching about debt because it improves financial behavior, addresses student needs, and supports economic stability while providing long-term benefits in life. “New research from Vermont’s Champlain College is unequivocal: Financial literacy lessons have an ‘overwhelmingly’ positive impact on students’ future financial habits, from budgeting and saving to avoiding predatory loans, according to their 2023 report on nationwide high school financial literacy.”
Learning about how credit works would help students in future jobs and help them understand credit scores. Firstly, it would help them in future jobs because employers sometimes do background checks on employees to look at things like their credit score to see how responsible they are. Learning about credit would also help students save their money better and spend less on pointless things. “Students who have completed skills-based programs are more likely to perform well in college and stick around to finish their education. Because they have already completed a certificate program and are usually holding down steady employment, they’ve already proven themselves to be motivated and disciplined workers.”
Learning about this skill set would reduce college debts and help students understand college credits while they are still in high school. Firstly, a class like this would help them borrow only what they truly need and what is necessary. The class would also help students understand how different types of loans work. It could also allow them to learn about college credits and how they work while they are still in high school. “While earning college credits while still in high school may have some costs associated with it, they are mainly incidental charges (such as a fee to take an advanced placement test) compared with the cost of paying tuition at a two- or four-year college. Simply put, college credits you earn in high school are credits you don’t have to pay for once you enroll in college. This can amount to thousands of dollars of savings and much lower after-college debt.”
Some might say that this takes time away from other classes that are more important. However, learning about credit and debt could give students many advantages in their future lives.
Hamilton: A Musical About Rising Up
By Evelyn Magill (6th Grade)
Hamilton was on Broadway on August 6, 2015. Hamilton was released to the public on July 3, 2020.
Lin-Manuel Miranda created Hamilton, along with six other well-known musicals. Hamilton is one of them.
Hamilton is an introduction to the unrecognized founding father Alexander Hamilton. It explains Alexander Hamilton’s life, his job, and his family. Hamilton also includes facts about Alexander Hamilton himself.
The setting changes throughout the musical depending on where the characters are supposed to be in America. The stage is really simple with moveable props.
The main characters are Alexander Hamilton, Aaron Burr, Eliza Hamilton, George Washington, James Madison, Thomas Jefferson, Angelica Schuyler, Laurens, and Lafayette.
The acting is really good, and it is all put together so the background dancers are together. The actors with parts like King George are really good and show expression.
My favorite character is George Washington because of what he sings and how good it sounds.
The song “Hurricane” is my favorite.
Everything is really put together so it looks very good, and all of the voices are perfect for their part.
The only bad part is that there is a moment that feels rushed and like the actors are getting tired in “Yorktown (The World Turned Upside Down).”
The message from Hamilton is that you can rise up no matter where you come from.
Alexander Hamilton was a real person facing real things during the American Revolution, and that is what makes the musical feel so real.
I would recommend it, and if you like musicals about real events, you would love this musical.
5 out of 5! Hamilton is so good, you need to watch it. The characters’ parts are really well done, so it feels like the actual people.
Interview with Mr. Derosia: Early Morning with the Principal
By Berlin Maynard, Nadia Brassard, and Brynn O'Brien (6th Grade)
Every morning, Mr. Derosia stands outside greeting students as they arrive at Wilbraham Middle School.
During advisory in the morning, we talked to Derosia to see what his life is like as a principal and what his wishes are.
The interview we did was with the principal at Wilbraham Middle School. It went well, and we learned about what his life is like as a principal, his job, and even his wishes.
Derosia shared with us what it’s like to be a principal and everything that goes into his job. He said that he started off as a history teacher, then became a vice principal, and then a principal, taking it one step at a time.
He said one of the hardest parts of his job is figuring out what is best for kids, especially when people are going through hard times. Another difficult part of the job is the stress and loss of sleep that can come from being a principal, since there is a lot of work to do and problems to solve.
His favorite part of school is when we have Field Day and shut down the regular school day, because he likes seeing staff members bonding with students and sharing cheerful moments.
His favorite part of the day is standing outside to see how kids are feeling and what mood they are in.
Something he said as advice to students is, “The habits that you develop in middle school will carry into high school. The habits you have in high school will impact what's next in your life.”
Lastly, we asked him what his dream car would be, and he replied that his dream car is a 1968 Ford Bronco, either forest green or light blue.
This is what we learned about his job. There are many cheerful and happy moments, but there are also struggles and stress.
Derosia also said during the interview that your actions help shape your future.