Finances

The travel credit is a credit (discount) that gets posted to your Holy Cross tuition bill. The travel credit reduces what you owe to Holy Cross by the amount of the credit. The travel credit is NOT a reimbursement. If you have still have a credit on your account AFTER you have paid your tuition and all your financial aid, loans, scholarships etc. have been disbursed, the Bursar's Office will be able to return excess funds upon completion of the "Refund Request Form." The Refund Request Form must be completed and signed by the student. 

The amount of the credit is a good faith estimate based on an average round trip flight from Boston to your study abroad destination including any bus/taxi fees once on the ground. It is designed to subsidize the cost of travel to your study abroad destination.

TBA. 

Once you are accepted to a study abroad program, you will receive an email from the study abroad office with the amount of your travel credit. 

• All students will be charged Holy Cross home tuition and the standard room charge. 

• Students may or may not be charged for the Holy Cross meal plan depending on whether their program includes meals or not. 

• All students will receive a travel credit. The credit is a good faith estimated based on the cost of a round-trip flight from Boston to the study abroad destination, including any busses/taxis/transfers once 'on the ground'. Students will receive an email with the amount of the travel credit one they are accepted by their host institution/program.  

• All students will be billed a mandatory $200 per semester for GLOBAL SECURITY ASSISTANCE AND international MEDICAL/TRAVEL INSURANCE  provided by International SOS (ISOS) and Cigna Global health/Lloyd’s insurance (students are NOT charged the Health Service fee)

• All students are allowed to submit activity/club receipts for reimbursement: $200 max. for academic year, $175 for single-semester.  The reimbursement is for cultural and group activities that get students involved with the host community. Eligible fees for reimbursement include:

• Fees for joining a club/society/sports team on campus

• Fees for participating in a local cultural event or organization (upon approval from SA Office).

• Note:  Gym fees are NOT refundable and reimbursement for travel outside of the host city is NOT refundable.

Photograph/scan your receipts and email them to Tammi Valeri at: tvaleri@holycross.edu. 

Reimbursements will be in the form of an ACH bank transfer. This process can take up to 2 to 3 weeks to process.

The College of the Holy Cross Study Abroad Program operates on a home tuition policy. Students on Holy Cross approved study abroad programs will remain continuously enrolled at Holy Cross while studying abroad.  This allows for students to receive Holy Cross credits for their courses abroad.  The College of the Holy Cross is committed to making study abroad an opportunity for all students.  Using the home tuition policy allows for federal financial aid to be applied to student bills.  The College also provides additional services such as cultural programming, on-site advisors, tutors, and travel allowances. Finally, as an enrolled Holy Cross student, the Study Abroad Office provides a full range of support services and programming from initial inquiry through pre-departure support while abroad and upon return to campus.

The determination of financial aid eligibility for studying abroad via a Holy Cross approved program is calculated just as it is for students who are living on campus. Financial aid is based on the standard cost of attendance. The College considers the standard cost of board when determining your financial aid award even if you are not directly billed for it on your student account.  If you and/or your family are financing your education with loans, you should consider the total cost of attendance when determining the amount of loans you are requesting.  The cost of attendance includes tuition, fees, room, board, books, supplies and personal expenses. To review the specific costs, please go to:  https://www.holycross.edu/bursars-office/tuition-fees

If you are awarded scholarships from sources external to Holy Cross, for example, a study abroad partner University, you must report the scholarship to the Financial Aid Office.  Financial Aid will then determine how the scholarship is applied to your HC bill. Should you have specific questions regarding your financial aid award, please contact them at 508-793-2265 or via email at financialaid@holycross.edu 

Students are responsible for:

• Refundable deposits (ie housing deposits)

• Visa fees if applicable 

• Fees to obtain/renew passports

• Transportation to and from the airport on both ends of their trip 

• Meals (depending on the program-if meals are not included students are not charged the 'board' fee on their tuition bill)

• Books

• Personal expenses (including bedding)

• Laundry 

Check out this resource to get an idea of the average cost of living in your study abroad destination 

All students are allowed to submit activity/club receipts for reimbursement: $200 max. for academic year, $175 for semester only.  The reimbursement is for cultural and group activities that get you involved with your host community. Eligible fees for reimbursement include:

• Fees for joining a club/society/sports team on campus

• Fees for participating in a local cultural event or organization (upon approval from SA Office).

• Note:  Gym fees are NOT refundable and reimbursement for travel outside of your host city is NOT refundable.

Photograph/scan your receipts and email them to Tammi Valeri at: tvaleri@holycross.edu. 

Reimbursements will be processed via an ACH bank transfer. This process can take up to 2 to 3 weeks to process.

When you think about budgeting for study abroad, it's a good idea to think about your lifestyle and the types of things you'd like to experience while you're away. Will you eat at fancy restaurants often or do you prefer cheap and cheerful cafes? Will you go out to nightclubs or bars frequently? Do you plan to do a lot of travel in your host city or outside of it? These are all things to think about. 

To start, it's a great idea to look up the average cost of everyday items in your host destination. To do this, go to numbeo cost of living calculator  and enter your host city! You'll get an idea of the average cost of everything from coffee and bread to public transportation and beyond.