SME's are businesses whose personnel numbers, or financial limits are measured. 

The exact definition of an SME can vary from country to country, but they typically have fewer than 250 employees and a turnover of less than 50 million euros.

SMEs play a crucial role in the economy.

They/You are often referred to as the backbone of the economy in many countries, as they/you provide numerous jobs and contribute significantly to the GDP.

Cash flow is incredibly important for SMEs

Here's why:

1. Operational Efficiency: Cash flow is the lifeline of any business. It is needed to pay salaries, purchase inventory, settle bills, and invest in new opportunities. Without positive cash flow, an SME may struggle to maintain daily operations.

2. Business Growth: Cash flow is essential for business expansion. SMEs need a steady cash flow to invest in business growth opportunities, such as launching new products or entering new markets.

3. Debt Repayment: SMEs often rely on loans for start-up capital or business expansion. A healthy cash flow is necessary to repay these loans and avoid falling into debt.

4. Sustainability: Consistent positive cash flow ensures the long-term sustainability of SMEs. It allows them to weather financial downturns and invest in their future.

5. Investor Attraction: Investors and lenders are more likely to provide capital to SMEs that demonstrate a strong and consistent cash flow. It shows that the business is well-managed and has the potential for profitability.

In conclusion, cash flow can make or break an SME

as Robert Kiyosaki says "Cashflow is King"

It is an indicator of a business's health and its ability to sustain itself in the long run. 

Therefore, effective cash flow management is crucial for the success of an SME. POSITIVE CASHFLOW

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"Marketing is not an option, it is the vital number one."

                                                                     Glenn Sinclair