Depending on which medical plan you choose, you can also have an account to help you save on health care expenses.

As a reminder, you must enroll each year to participate in the spending and health savings accounts. Your elections do not roll over from the previous year.

If you enroll in Aetna Advantage or Aetna Select, you can choose a Health Care Spending Account.

• Use it for eligible medical, dental and vision care expenses for you and your eligible dependents.

• This account is use it or lose it, which means you must use what you put in by March 15, 2025, or you will lose any remaining funds.

• Contribution limit: $3,050

If you enroll in Aetna Health Saver, you can choose a Health Savings Account.

• Use it for eligible medical, dental and vision care expenses for you and your eligible dependents.

• The limits for how much you can contribute are:

  • $4,150 if you only cover yourself 

  • $8,300 if you cover your family

  • If you’re 55 and older in 2024, you can contribute an additional $1,000 as a catch-up contribution.

• The Company will also contribute:*

  • $300 if you cover just yourself

  • $400 if you cover a child or a spouse

  • $500 if you cover your family

• This account belongs to you, which means you keep the money in it even if you change plans or leave the Company.

• You can invest** the money in your account—and save on taxes on those investment earnings, too.

If you elect the Health Saver plan and a Health Savings Account (HSA) for 2024, but you have a balance in your Health Care Savings Account (HCSA) on the last day of 2023, you will not be eligible to contribute to the HSA until April 1, 2024, regardless of when you use your HCSA balance.

* To receive the Company contribution, enroll in the Payflex HSA. The Payflex HSA is not maintained or sponsored by the Company and is not subject to ERISA.

** Minimum balance requirements may apply.