About John G. Riker
President, Full Financial Services, Inc.
A graduate of Manhattan College in 1985 with a BSBA in Accounting, John G. Riker built his professional foundation at the intersection of corporate finance, market analysis, and institutional compliance. After relocating to Southwest Florida, he entered the securities industry, successfully passing the rigorous Series 7 exam and subsequently earning his Series 24 Securities Principal designation. For several years, John operated and managed a high-level Office of Supervisory Jurisdiction (OSJ), overseeing strict regulatory compliance and advisor practices .
In 1988, John incorporated Full Financial Services, Inc. to bring institutional-grade risk management directly to local families and business owners. Recognizing that true financial safety begins with health security, John expanded his practice in 1986 to include specialized Health and Life protections. His deep-rooted expertise in compliance and analytical auditing shaped a protective, low-pressure approach to navigating complex consumer benefits.
Your Advocate for Medicare Advantage & Plan Choices
Decades spent navigating strict regulatory landscapes have instilled a permanent philosophy: always read the fine print and protect the consumer.
In today's fast-changing healthcare market, this rigorous analytical background serves as a powerful shield for seniors. John does not simply hand out brochures; he conducts meticulous, compliant reviews of Medicare Advantage plans, local hospital networks, and Annual Notice of Change (ANOC) letters. For seniors across Lee, Sarasota, and Charlotte counties, John operates as an independent resource—meticulously cross-referencing doctor networks, verifying prescription formularies, and ensuring local residents never lose access to their preferred medical providers due to unexpected corporate contract disputes.
Comprehensive Protections for Southwest Florida
Operating strictly as an independent insurance professional and historical market analyst, John no longer charges management fees for investment advice or executes securities transactions. Instead, Full Financial Services, Inc. focuses entirely on foundational guarantees:
Medicare & Healthcare Strategy: Specializing in Medicare Advantage, Medicare Supplmental, Cancer Policies With Genomic Testing Accessibility, Hospital Indemnity Policies, Life Insurance With Chronic Illness Riders, Life Insurance With Long Term Care Riders, ACA health plans, Non-ACA Plans and health network tracking to safeguard retirement longevity.
Principal Preservation: Utilizing multi-year guaranteed annuities (MYGAs) and fixed income models to counter market instability. Lifetime Income Annuities, Safety of Principal Foremos
Living Benefits & Long-Term Care: Securing standalone protections and asset-preservation strategies for intergenerational planning. Return Of Premium Riders
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