Financial Math 1

Unit 1: Employment Basics

1-1 Finding Employment

1-2 Pay Periods and Hourly Rates

1-3 Commissions, Royalties, and Piecework Pay

1-4 Employee Benefits

1-5 Social Security and Medicare

Unit 2: Preparing and Refining a Budget

2-1 Utility Expenses

2-2 Electronic/Communication Utilities

2-3 Charting and Refining a Budget

2-4 Cash Flow and Budget Development

Unit 3: Banking Process

3-1 Checking Accounts

3-2 Reconciliation of a Bank Statement

3-3 Savings Accounts

3-4 Exploring Compound Interest

3-5 The Compound Interest Formula

3-6 Continuous Compounding

3-7 Future Value of Investments

3-8 Present Value of Investments

Unit 4: Consumer Credit

4-1 Consumer Credit

4-2 Loans

4-3 Loan Calculation and Regression

4-4 Credit Cards

4-5 Credit Card Statement

4-6 Average Daily Balance Calculation

Unit 5: Automobile Ownership

5-1 The Classified Ads

5-2 Buying or Selling a Car

5-3 Graph Frequency Distributions

5-4 Automobile Insurance

5-5 Linear Depreciation

5-6 Historical and Exponential Depreciation

5-7 Driving Data

5-8 Driving Safety Data

5-9 Accident Investigation Data

Financial Math 2

Unit 6: Independent Living

6-1 Finding a Place to Live

6-2 Read a Floor Plan

6-3 Mortgage Application Process

6-4 Purchasing a Home

6-5 Rentals, Condominiums, and Cooperatives

Unit 7: Income Taxes

7-1 Tax Tables, worksheets and Schedules

7-2 Modeling Tax Schedules

7-3 Income Statements

7-4 IRS Forms 1040EZ and 1040A

7-5 IRS Forms 1040 and Schedule A and B

7-6 State Income Tax Issues and Forms

7-7 Tax Software

Unit 8: The Stock Market

8-1 Business Organization

8-2 Stock Market Data

8-3 Stock Market Data Representations

8-4 Single Moving Averages

8-5 The Stock Market Ticker

8-6 Stock Market Transactions

8-7 Stock Market Transaction Fees

8-8 Stock Splits

8-9 Dividends and Equity

Unit 9: Lifecycle Planning

9-1 Income from Savings

9-2 Targeted Programs and Benefits

9-3 Pensions, Retirement Plans

9-4 Insurance and Annuities

Unit 10: Modeling a Business

10-1 Interpreting Scatterplots

10-2 Linear Regression

10-3 Supply and Demand

10-4 Expenses – Fixed and Variable

10-5 Graphs of Expense and Revenue Functions

10-6 Breakeven Analysis

10-7 The Profit Equation

10-8 Modeling a Business Mathematically