Loans
A student loan is money you can borrow from the U.S. Department of Education or a private organization to pay for college and repay later with interest.
Grants
College grants are given to students who show a financial need within the FAFSA.
The needs to qualify for a grant can include but are not limited to:
Family Income
Disability Status
Cost of the School
Scholarships
Scholarships are gifts that don't have to be repaid and are designed to help students pay for college or career school. They can be a one-time gift or renewable, depending on the scholarship.
Work Study
Federal Work-Study provides part-time jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses.
The FAFSA will ask for an email, phone, and address for yourself and one for your parent/guardian.
Student SSN: An SSN is needed to complete the FAFSA form. You will need your Social Security Number to access and create your FAFSA account.
Undocumented Students: Link to FAFSA. Eligibility. However, DACA recipients with SSNs can complete the FAFSA form. For information about obtaining an SSN, visit ssa.gov/pubs/EN-05-10009.pdf.
New ! Massachusetts Application for State Financial Aid (MASFA). See post, How Massachusetts' Tuition Equity Law is Opening Doors for More Students in the Commonwealth, for more details on that new program.
Parent/Guardian SSN: On the 2024–25 FAFSA form, if the parent or spouse is completing their section and doesn't have an SSN, the SSN will be blank and disabled. If the parent or spouse has an Individual Taxpayer Identification Number (ITIN), they should add it to the FAFSA form. If they don’t have an ITIN, they should leave that question blank.
You're able to add up to 20 schools online at a time or up to 10 schools on a FAFSA PDF (You can add more schools to your FAFSA form later)
Your college's Financial Aid office is available to meet with future or enrolled students and families to help with all financial aid needs and advice.
Contact the financial aid office to learn more about:
Financial aid options
Campus-specific programs like work-study
Borrowing advice
Completing & submitting the FAFSA
Student aid deadlines
Financial aid documentation
Money management
Employment and scholarships
Scholarships are gifts that don't have to be repaid and are designed to help students pay for college or career school. They can be a one-time gift or renewable, depending on the scholarship.
Free money towards your college bill is awarded based on academic achievement or on a combination of academics and a special talent, trait, or interest.
There are many scholarships offered online; similar to finding online credit card offers. You must first find reliable scholarship websites. The scholarship’s website will give you a list of qualifications for applying. Make sure you read the application carefully, fill it out completely, and meet the application deadline. See your school's scholarship list for references to school and local scholarships. Avoiding Student AID Scams
Every year the number of students applying to scholarships increases. Therefore, your efforts to be a stand-out applicant should be even greater. \Most scholarships will require either an essay and/or a recommendation letter from a counselor/teacher. Take your time in developing the essay topic and choosing wisely who should write your recommendation. Check goingmerry's 12 Essential Tips for Winning More Scholarships, and Structuring your Scholarship Essay.
See scholarship guidelines and/or contact information for retrieving the scholarship money. The money might go directly to your college, where it will be applied to any tuition, fees, or other amounts you owe. Moreover, other scholarships might cut you a check and directly send to you.
How to Apply for a Scholarship
What to know before you apply?
Finding Scholarships
FAFSA Walkthrough
The Educational Opportunity Center can help participants:
Explore career options and programs of study
Decide where to study
Find and apply for student financial aid
Find ways to overcome barriers to education
Solve problems with student loans
Schedule your In-Person or Zoom Appointment Today!
uAspire
uAspire hosts free virtual events to walk students and families through the financial aid process and applications, provide resources and guidance, and answer questions.