City of Charlotte’s House Charlotte Down Payment Assistance Program 

This session offers valuable resources and assistance to help eligible homebuyers with down payments and closing costs when purchasing a home in Charlotte. During the session, you will learn about the homebuying resources available, including financial assistance, eligibility requirements, and the application process. 

If you have any questions about the program or are interested in purchasing a home through House Charlotte, this session is designed specifically for you! It will provide the essential information to help you navigate the homebuying process with the support of the City’s resources.

Presented by our partners at the City of Charlotte

***Special for 13 Pilot Priority Schools***

Which Way Do I Go?: Navigating the market for rentals and homes 

Need or want a new home situation, but don’t know where to start? This session is for you!

Staff from schools on this list can join for a preview of this new piloted offering in CMS.

This service will be available mid-February to the following schools: 

Ashley Park JM Alexander Northeast Middle

Chambers James Martin Ranson

Cochrane MLK Ridge Road

Devonshire Mountain Island Lake Walter G. Byers

Garinger

Presented by our partners at Boundary Street Advisors

Get Off the Apps and Into Your Home!: Doing the math to buy your home this year 

Covering topics like down payments, monthly mortgage payments, and allocating funds for repairs, learn how to budget for the full home-buying experience. 

This session is especially well-suited for anyone who anticipates buying a home in the next 12 months.

Presented by our partners at SECU

Home Buying 101: Learn the stages and steps, from pre-qualification to closing 

Come for the basics! This session will work through the terms, the process, and key considerations for becoming a homeowner. Topics include: why your credit matters, different loan types and components, and different grants that may be available for you.

This session is especially well-suited for anyone who knows they want to become a home-owner but hasn’t started their research yet.

Presented by our partners at Wells Fargo

Starting your Search: Where, what, and when? 

There are many considerations beyond the steps and the math. How do you decide where in Mecklenburg to look? How should you think about neighborhood changes?  How should you determine what size and type home you need? And when should you buy so that you can build generational wealth? Learn about all the factors you should consider in preparing to buy a home.  

Presented by our partners at Prosperity Alliance

Becoming Mortgage-Ready in 2025!  

If you’re interested in buying a home, but you know there are steps you need to take first, come learn about how to become mortgage-ready: learn about planning for paying off loans and other debt, improving your credit score, understanding your debt to income ratio, and more. 

This session is especially well-suited for anyone who has a likely home-buying horizon of 2-5 years.  

Presented by our partners at PNC Bank