If you receive some type of guarantee that you will win scholarship money, it is a scam. Nobody representing a legitimate award opportunity will be able to guarantee that you’ll win. In the end, this scam artist likely wants personal information from you.

If you have a cell phone or an email address, you have very likely experienced spam content. As a student, you may get offers via phone, mail, or email, offering you a scholarship. If you did not request information from that provider, be very careful. Keep in mind that scholarships are awarded through an application process. They are not just given out randomly to students.

Applying for legitimate scholarship opportunities is always FREE. The application may cost you time and effort, but it should never cost you money. Even if you find an application that states it is just $5 to apply, do not submit an application. In this scenario, it is very likely that the scammer is trying to get bank account or credit card information from you.

Legitimate scholarships have deadlines and can be found within the application guidelines. If you hear from a “provider” that their scholarship offer is only available for a limited time, it’s a scam. Real scholarship providers do not need to pressure students to apply for their awards. They also want to ensure that applicants have ample time to complete their applications and essays. If you are feeling pressured to apply for an opportunity because you’ve been told it’s a “limited time offer,” do not apply.

During the application process, scholarship providers should not be asking for private information, like your bank account, credit card info, or social security number. Applications will very likely ask for your contact info, like your email address or phone number. They may also ask for your street address as well as the school you plan to attend. If you do win a scholarship, it’s likely they will ask for further information from you, specifically as it relates to sending your prize money.

Every scholarship opportunity will have eligibility requirements. The scholarship may be open to certain grade levels, or you must be a student currently or about to enroll in an accredited institution. If the eligibility requirements seem open-ended, and literally anyone is able to apply regardless of their student status, it should raise a red flag. It may be helpful, as well, to see if their website or award opportunity lists any previous winners. If the “testimonials” seem unnatural and contrived, it’s definitely a scam.

Scholarship providers will always provide contact information in the event that you have questions or concerns. Conversely, scammers will create fake websites claiming to be legitimate scholarships; however, their site will be void of any contact info. If you do come across a scholarship that is questionable, check their site for an address or phone number. Do a quick Google search to see if the address checks out, and call the number to see who – if anyone – answers.

The best rule of thumb to follow? Again, if it seems too good to be true, it likely is! There are millions of award opportunities to apply to; don’t get hung up on thinking a scholarship scam was “the one.” There are also several additional reputable online resources that list scholarship scam guidelines and information. Utilize them to familiarize yourself with the warning signs so that you don’t fall prey to student scams.