3/23/2020 - note from the creator: Charles Aquino
In these times of the COVID-19 Pandemic, information is changing by the hour.
In California, Governor Newsom has issued an executive order to "stay-at-home," forcing non-essential workers to work from home; and if unable to work, many face complete loss of income.
As of 1pm PST, bipartisan politics are stalling efforts to get financial relief to the citizens who need it the most.
There has been some relief from evictions & foreclosures, protecting internet service shutoffs, and student loan relief, but with all of this uncertainty, how can we effectively prepare financially?
Why did I make this?
I started making the Emergency Budget Add-on for The Ultimate Budget in 2018 to account for emergencies like auto accident repairs, housing maintenance, or unexpected healthcare costs. This, along with dozens of add-ons, remained in development, until this pandemic compelled me to create a tool for my friends & family to use.
What does this budget do that other budgets don't do?
This budget spreadsheet takes into account proposed "recovery rebates", possible loan forbearances, monthly budget category reductions and increases for a temporary period of time.
Change of Income
Forbearances
Increased Expenses
Decreased Expenses
If you found this spreadsheet helpful, this is all I ask in return:
Do The Five. Do your part to help stop coronavirus.
Donate Blood. Tag me on Instagram at @goalbasedbudgets with your gift of blood.
Donate your PPE. Here are a list of local centers to donate to. If you've been hoarding N95 masks or other Protective Personal Equipment (PPE) and you're not a medical professional, immunocompromised, or currently infected with COVID-19, please donate to your local medical facility listed above. No judgement, just do it.
Stay at Home. Show me a picture of you making your emergency budget or doing your part hunkering down and tag me on @goalbasedbudgets
Share this website on your Facebook page or favorite Facebook Group to help friends and family financially prepare for this pandemic. I may be rebranding to goalbasedbudgets.com soon and that URL will redirect here.
Follow me on Instagram @goalbasedbudgets I just created this yesterday. My profile pic shows my most important goals: a happy, safe, & secure family.
If you liked this budget spreadsheet, check out my Ultimate Budget Spreadsheet for free as well.