Plan Year 2026 Benefits 

Open Enrollment (OE) for Plan Year 2026 benefits will run from November 17, 2025 until December 8, 2025. This is the annual annual opportunity to make changes to current benefit elections. Please review current plan elections to determine what, if any changes are needed including adding or removing family members, adding or dropping coverage and/or annual contributions for 2026 FSA and HSA accounts. Changes requested during OE will take effect January 1. The plan year begins on January 1 and continues through December 31.

Open: November 17, 2025 - 12:00 AM EST
Deadline: December 8, 2025 - 5:00 PM EST

Please be aware that decisions made during OE are generally binding for the entire plan year. An individual may not make any changes until next year’s OE period unless that individual has a Qualifying Life Event (QLE) (e.g., marriage, birth, adoption, etc.) and notifies the Human Resources Office in writing within 30 days from the date of the QLE.

There are 3 types of enrollment periods:

1. Initial Enrollment period: This is  for new hires or initial eligibility period

2. Open Enrollment: This applies to Health and Welfare Benefit and it is the annual opportunity to review your current elections, enroll or make changes to your health plans, voluntary Life and AD&D, flexible spending accounts (FSAs) for medical and dependent care, and health savings accounts (HSAs).  This is typically held in mid November for elections that take effect the following January 1st.

3. Qualifying Life Event (QLE): A brief period to make changes to prior annual elections due to a QLE set by the IRS.

Please be aware that decisions made during  are generally binding for the entire plan year. An individual may not make any changes until next year’s Open Enrollment period unless that individual has a Qualifying Life Event (e.g., marriage, birth, adoption, etc.) and notifies the Human Resources Office within 30 days from the date of the qualifying event.