More than a century ago, a group of business owners in a Minnesota trade association, unhappy with the terms and pricing of the East Coast insurance companies, came together to form a mutual insurance company that would insure the best run, most safety-conscious businesses in select industries. Through industry-specific insurance coverage and risk management resources, they would drive down the costs for their members’ businesses. Federated Mutual Insurance Company was born. Today, hundreds of local, state, and national affinity partners embrace this mission and exclusively recommend Federated to their members.
The Federated Insurance Mission Statement reads: As a mutual insurance company, we believe our value is measured by the success of our clients. It’s Our Business To Protect Yours®. That mission continues to guide the organization. You see it in highly trained direct marketing, direct claims, direct underwriting and direct field services personnel positioned throughout the country to deliver face-to-face, local consultation unique to the industries served. There is no middle man. This direct model is the best way to help clients address their total risk management needs through:
- Property and casualty coverage
- Life and disability income coverage
- Workers compensation coverage
- Business succession and estate planning services
- Industry-renowned risk management resources
Federated Insurance is A+ (Superior) by AM Best Company and is headquartered in Owatonna, Minnesota. The mission of visionary association members a century ago, lives on.
Some of these services are offered by third parties independent of Federated with the understanding that Federated nor its employees provide legal or other expert advice.
Austin Bass, Account Executive ~ E: abbass@fedins.com
Federated Insurance – Association Risk Management Services
5607 Glenridge Dr, Suite 600, Atlanta, GA 30342
est. 2001
Bringing Value to the HVAC Industry
Through Education & Legislative Support
MISSION Statement:
The Florida Refrigeration and Air Conditioning Contractors Association (FRACCA) is organized to promote the interests of contractors who are engaged in the industry of heating, ventilation, air conditioning and refrigeration in the State of Florida.
CODE of Ethics:
The Florida Refrigeration and Air Conditioning Contractors Association hereby recognizes that he HVAC trade affords distinct opportunities to be of service to our customers and employees.
In consideration of these opportunities each member is pledged to observe high standards of honesty, integrity and responsibility in the conduct of business by:
Setting an example to which others in our industry may aspire.
Making all advertising and sales promotion factually accurate, avoiding those practices which tend to mislead or deceive the customer.
Promptly acknowledging and taking appropriate action on all customer complaints.
Being knowledgeable of and applying, based on industry standards, the latest advances in the design, installation and service of HVAC/R equipment and materials.
Promoting in good faith only products and services which are known to be functionally and economically sound.
Following and executing work in conformity with federal, state, county and local building, safety, energy and housing codes and laws.
Refraining from any act intended to illegally restrain trade or suppress competition.
Attaining and retaining adequate insurance, licensing and/or registration as required by federal, state, and local authorities.
Promoting the professionalism of the industry through participation in the association for the mutual benefit to the company and its employees, the consumer, and the HVAC industry as a whole.
The objectives for which this Association was formed are:
Promotion of the Refrigeration, Air Conditioning, Heating and Ventilation Contracting Industry.
Encouraging greater cooperation between this Industry and General Contractors, Sub Contractors, Suppliers,
Architects, Engineers, Lenders and other participants in the Construction Industry and their Associations.
To establish and maintain a representative presence before the state of Florida’s Legislature, Executive Branch,
Departments, Agencies, Bureaus, Boards and Commissions as it relates to the activities of this Industry.
To promote the competency and professional image of the members of this Industry.
To organize industry related educational/training programs and to assist Chapters in delivering these programs to their members and their member’s employees.
To assist and cooperate with those Agencies that are responsible for the regulation of this Industry.
To distribute data to members regarding industry standards and practices and to keep our members informed of changes in state laws and regulations.
To provide information concerning this Industry to the general public.
Florida Refrigeration and Air Conditioning
Contractors Association
PO Box 520665 - Longwood, FL 32752 - 407.676.0031 or Erica.Mattis@FRACCAAir.com