Mark Cliffe is Chief Economist of the ING Group, a global financial services group with 35 million customers. Based in London and Amsterdam, he leads a team of economists and strategists in 14 offices around the world. As well as analysing the global economy and financial markets, the team also studies consumer and corporate behaviour with a view to producing engaging content and innovative solutions. Mark travels the world explaining and debating the economic outlook with customers, and is frequently quoted in the media. A graduate of Cambridge University, he has worked for a variety of financial services firms, including HSBC and Nomura Research Institute.