Allowances are tiered based on the number of people covered on your medical plan. The amount is pro-rated based on your FTE.
These rates are for 2025 only
Classified Unit Members
Single Coverage: $11,973 allowance for full-time employees, prorated for part-time employees
2 Party Coverage: $12,706 allowance for full-time employees, prorated for part-time employees
Family Coverage: $13,964 allowance for full-time employees, prorated for part-time employees
LVUSD Married Premium Allowance: $20,000 allowance for full-time employees, prorated for part-time employees
Certificated Unit Members
Single Coverage: $11,725 allowance for full-time employees, prorated for part-time employees
2 Party Coverage: $13,625 allowance for full-time employees, prorated for part-time employees
Family Coverage: $16,650 allowance for full-time employees, prorated for part-time employees
LVUSD Married Premium Allowance: $21,125 allowance for full-time employees, prorated for part-time employees
Management Employees
Single Coverage: $11,725 allowance for full-time employees, prorated for part-time employees
2 Party Coverage: $13,625 allowance for full-time employees, prorated for part-time employees
Family Coverage: $16,650 allowance for full-time employees, prorated for part-time employees
LVUSD Married Premium Allowance: $21,125 allowance for full-time employees, prorated for part-time employees
*Married Premium Allowance:
Two LVUSD Certificated and Management employees who are married to each other (or eligible domestic partner), can opt for this option or continue with a standard allowance.
*Spouse 1: to receive the allowance for the purchase of mandatory disability insurance, and is not eligible for cashback.
*Spouse 2: allowance based on FTE of the two spouses. If both are full time the Marriage Premium Allowance will equal $20,000 or $21,125
If the two parties are not full-time, the FTEs will be added together, divided by two, and then multiplied by the $20,000 or $21,125
Example: 1. Spouse 1=60%, Spouse=100%
2. (.60+1.00)/2 = 80% (.80) Average FTE
3. .80 FTE x $20,000 = $16,000 Married Premium Allowance
Payroll Deduction
If your total benefit cost exceeds your allowance, the cost will be deducted from your paycheck on a monthly basis (based on a calculation of 10 months/year). Deductions will be made from paychecks received September through June for employees paid at the end of the month, and October through July for employees paid on the 10th of the month. If for any reason your check DOES NOT cover your benefits or only a partial amount is deducted you will be invoiced by the District Office to cover the remaining cost. All deductions will be taken pre-tax unless you elect to waive this benefit. You will need to mark “no” on your 2025 Benefit Worksheet if you do not want pre-tax deductions.