The Financial Literacy course was created to align with the core ideas of personal financial literacy by the end of grade 8, as identified by the NJ Student Learning Standards. 

In Financial Literacy, students will explore:

•  their money personalities, and develop an understanding of how setting short- and long-term financial goals can help them to develop budgeting, saving, and investment strategies;

• the fundamental concepts of credit, interest and loans, and their impacts on personal credit rating;

• the appropriate use of different payment methods (e.g. check, credit cards, debit cards), and making wise purchasing decisions;

• how to manage checking and savings accounts,;

• the impact of taxes on household income, and the use of taxes by government;

• the difference between saving and investing, and the fundamental components of the stock market;

• the functions of a market economy and how their choices impact local businesses; and

• the impact of charitable and philanthropic actions on the local and global communities