Course Description:
This course focuses on the identification and management of personal and family resources to meet the needs, values, and wants of individuals and families throughout the life cycle. The course utilizes a variety of project-based experiences and service learning opportunities to gain knowledge and expertise in understanding and applying management skills with consideration to diverse social, economic, technological, environmental, and cultural characteristics of individuals and families. Topics include: consumer rights and responsibilities in the marketplace; financial responsibility and decision making; planning and money management; credit and debt; risk management and insurance; saving and investment; homeownership; state and federal taxes; electronic banking; and current issues in the economy.
Units of Study:
Plan
Goal Setting
Components of a Financial Plan
Earn
Career Opportunities & Earning Potential
Forms of FInancial Exchange
Entrepreneurship
Economics of Earning
Manage
Managing a Paycheck and Taxes
Creating a Budget
Financial Institutions and Services
Time Value of Money
Saving & Spend
Saving Strategies and Accounts
Cash Management Tools
Credit and Borrowing
Major Purchases
Paying for Education and Training
Charitable Contributions
Invest
Investment Strategies
Planning for Retirement
Protect
Risk Management and Insurance
Consumer Protection
Estate Planning
Prerequisite: None
Length of Course: Full Year
Grade offered: 12
Credit: 1