Resource
Management

Course Description:

This course focuses on the identification and management of personal and family resources to meet the needs, values, and wants of individuals and families throughout the life cycle. The course utilizes a variety of project-based experiences and service learning opportunities to gain knowledge and expertise in understanding and applying management skills with consideration to diverse social, economic, technological, environmental, and cultural characteristics of individuals and families. Topics include: consumer rights and responsibilities in the marketplace; financial responsibility and decision making; planning and money management; credit and debt; risk management and insurance; saving and investment; homeownership; state and federal taxes; electronic banking; and current issues in the economy. 

Units of Study:

1. Plan

   • Goal Setting

   • Components of a Financial Plan

2. Earn

   • Career Opportunities & Earning Potential

   • Forms of FInancial Exchange

   • Entrepreneurship

   • Economics of Earning

3. Manage

   • Managing a Paycheck and Taxes

   • Creating a Budget

   • Financial Institutions and Services

   • Time Value of Money

4. Saving & Spend

   • Saving Strategies and Accounts

   • Cash Management Tools

   • Credit and Borrowing

   • Major Purchases

   • Paying for Education and Training

   • Charitable Contributions

5.  Invest

   • Investment Strategies

   • Planning for Retirement

6. Protect

   • Risk Management and Insurance

   • Consumer Protection

   • Estate Planning

Prerequisite: None 

Length of Course: Full Year

Grade offered: 12 

Credit: 1

Financial Plan Instructions