Where to Download Business Bank Statements

Where to find the PDF statement at 18 U.S. banks and card issuers, and how far back each one keeps statements online. Each entry also says what else you can download and what to watch for. Maintained by ZeraBooks. Last checked November 2026.

What's the short answer?

At almost every bank you sign in on a computer, open "Statements" or "Statements & Documents", pick the account and month, and download the PDF. Get the PDF, not the activity CSV. The PDF prints the opening and closing balance, and that's what proves a month is complete. ZeraBooks, the bank statement converter and AI ledger I built, uses those printed balances to check every statement you give it.

What should I know before I start?

• Use a computer. Some banks don't offer every download in their mobile app.

• Download one statement per account per month. If a bank puts two accounts in one PDF, keep track of which pages belong to which account.

• Card statements and bank statements are different documents. Keep them apart.

• Start with the oldest month you need, in case it's close to falling out of the online window.

Ally

• Path: sign in at ally.com, open the account, find its statements, choose the month, download the PDF.

• How far back: Ally issues monthly statements for checking and savings and quarterly statements for CDs. How many years stay online isn't published in our sources, so check with Ally.

• Other downloads: Ally may let you download transactions from the account's activity page.

• Watch for: Ally doesn't offer business checking, and it can combine several accounts on one statement.

American Express

• Path: sign in at americanexpress.com, open "Statements & Activity" from the main menu, choose the billing period, download the PDF.

• How far back: recent statements are online. For older months, use the statement archive or ask American Express.

• Other downloads: CSV, Quicken or QuickBooks files of your transactions. These don't carry the previous and new balance.

• Watch for: the billing period doesn't start on the 1st. Employee cards are on the main statement.

Bank of America

• Path: Online Banking, "Accounts", then "Statements & Documents". Pick the account and the year in the dropdowns, open the month, download the PDF.

• How far back: 6 years online. Older statements, up to 7 years, by request, sometimes for a fee.

• Other downloads: a transaction download from the account's activity page.

• Watch for: the list only shows the account and year you picked. If a month is missing, check both dropdowns first. Business card statements are in the same menu.

Bluevine

• Path: "Documents & Reports", then "Banking Statements". Pick the account, then the year, then click the month.

• How far back: statements are ready by the 5th of the next month. How many years stay online isn't published in our sources, so check with Bluevine.

• Other downloads: a CSV export from the checking page, up to 18 months back.

• Watch for: the main account and each sub-account have their own statement.

Brex

• Path: click your name at the top left, open "Statements and documents", choose card statements or business account statements, click the download icon on the month's row.

• How far back: Brex keeps past statements online. Business account statements appear in the first week after the month ends.

• Other downloads: statements are PDF only. Transaction reports, including CSV, are a separate download.

• Watch for: card statements and business account statements are separate files.

Capital One

• Path: sign in at capitalone.com, click the account, choose "View statements", pick the month, download the PDF. Spark business cards show statements on the card's own page.

• How far back: up to 7 years online for open bank accounts.

• Other downloads: transactions for Quicken, QuickBooks or Excel.

• Watch for: checking statements only show online if the account is set to paperless ("Account Services & Settings", then "Paperless").

Chase

• Path: sign in at chase.com, open the main menu at the top left, choose "Statements & documents", then the account and month.

• How far back: up to 7 years, depending on the account and how long it has been open. Ask Chase for anything older.

• Other downloads: account activity as a CSV from the activity page.

• Watch for: Chase merchant services statements are card processing statements, not bank statements. Ink card statements are in the same menu.

Citi

• Path: sign in where you normally bank with Citi (it has more than one online banking site for businesses), open the account, look for "Statements", sometimes under a documents menu.

• How far back: depends on the account and the site. Check with Citi.

• Other downloads: Citi may let you download transactions from the activity page.

• Watch for: store and co-branded cards issued by Citi, like a Costco card, have their statements on Citi's site. Citizens Bank is a different bank.

Discover

• Path: sign in to your Discover account, open the card's statements, choose the month, download the PDF.

• How far back: depends on the account. Check with Discover.

• Other downloads: Discover may let you download transactions from the card's activity page.

• Watch for: Discover is now part of Capital One. Once a card account has moved, its statements are on Capital One's site.

Mercury

• Path: click your company name at the top left, open "Documents & Data", choose the account, find the month.

• How far back: each statement posts in the first few days of the next month. How many years stay online isn't published in our sources, so check with Mercury.

• Other downloads: CSV from the statement row's menu and from the transactions page.

• Watch for: card statements are separate from the checking statement.

Navy Federal

• Path: sign in with your business credentials, open "Statements", choose the account and month.

• How far back: up to 36 months online. Ask Navy Federal for older ones.

• Other downloads: Navy Federal may let you download transactions from the activity page.

• Watch for: business accounts have their own sign-in. Your personal sign-in won't show them.

Novo

• Path: profile menu at the top right, "Settings", then "Statements", choose the month.

• How far back: back to when the account was opened. Each statement is ready on the 1st of the next month.

• Other downloads: a CSV export of transactions.

• Watch for: Novo doesn't make statements for part of a month.

PNC

• Path: Online Banking, "Accounts", choose the account, open "Statements and Documents", choose the month, click "View PDF" and download it.

• How far back: up to 7 years for checking and savings, about 4 years for credit cards.

• Other downloads: an account activity export for Excel, Quicken or QuickBooks, separate from the statement.

• Watch for: PNC business credit cards use a separate PNC site.

Relay

• Path: "Accounts" tab, then "Statements". Select the months, click "Export", then "Download statements", and choose PDF and the account. Relay card statements are under the card account's "Statements".

• How far back: Relay keeps checking statements online. Card statements appear the day after each billing cycle closes. Check with Relay for the exact window.

• Other downloads: the same export offers CSV and OFX.

• Watch for: each Relay account has its own statement.

TD Bank

• Path: TD Bank Online Banking (U.S.), "Statements and Documents", choose the account and statement period.

• How far back: up to 7 years online. Ask TD Bank for older months.

• Other downloads: transaction downloads for Quicken and QuickBooks.

• Watch for: sign in to TD Bank in the U.S. TD's Canadian site is a different bank.

Truist

• Path: sign in at truist.com, choose the account, open "Documents", choose the month.

• How far back: depends on the account. Check with Truist for months it doesn't show.

• Other downloads: recent account history, up to 18 months.

• Watch for: former BB&T and SunTrust customers may see a different sign-in or menu.

U.S. Bank

• Path: sign in at usbank.com, "Accounts" in the top menu, then the documents area. Choose statements and the account from the dropdown, open the month.

• How far back: up to 7 years online.

• Other downloads: CSV, Quicken or QuickBooks transaction downloads from the full website.

• Watch for: some downloads aren't in the mobile app. SinglePoint is a separate site.

Wells Fargo

• Path: Wells Fargo Online or Business Online, "Statements & Documents", choose the account and month.

• How far back: up to 7 years for checking and savings, but only 2 years for credit cards.

• Other downloads: an account activity download (spreadsheet or QuickBooks) that only covers recent activity.

• Watch for: if you need card statements older than 2 years, ask Wells Fargo now.

Why is the CSV not enough?

Almost every bank above offers a transaction CSV next to the statement. It's handy for a quick look, but it usually has no opening or closing balance. Without those, nothing tells you a row is missing. Here's a made-up example. Ash Creek Florist's October PDF opens at 3,410.25 and closes at 4,086.90, so the month's net change is 4,086.90 - 3,410.25 = 676.65. If the rows you have add up to 616.65, you're 60.00 short, and there's a 60.00 row missing or turned around somewhere. A CSV alone can't show you that gap.

Once you have the PDFs, the ZeraBooks bank statement converter turns them into Excel or CSV and checks each one against its printed balances first. A card statement works too, see credit card statement to Excel.

What if my bank isn't on this list?

The same path works almost everywhere: sign in on a computer, open "Statements" or "Statements & documents", pick the account and month, download the PDF. If you can't find it, search your bank's help pages for "download statement". The full set of step-by-step articles, including the bank-specific FAQs, is in the ZeraBooks Help Center.

Some banks print things that trip up a spreadsheet. A few worked months, each made to add up:

• Chase bank statement to Excel

• PNC bank statement to Excel, where a negative balance prints with the minus after the number

• Bluevine bank statement to Excel, with a sub-account statement

• Capital One statement to Excel, for Spark cards and checking

About this page

I founded ZeraBooks. It's an AI-native general ledger and bank statement converter for small businesses and accounting firms, and we also do bookkeeping for you if you'd rather not. ZeraBooks has no bank feeds, so every month starts with a downloaded statement, and this page is the list we keep for our own users. Banks change their menus. If a path here is out of date, tell us at support@zerabooks.com and we'll fix it.