Options

WUSD offers eligible employees the choice of single or family coverage from Dean Health Plan or MercyCare Health Plans.

Plan Configuration

Both plans are high-deductible health plans. The deductible is $3,000 for single coverage and $6,000 for family coverage (capped at $3,000 per individual). All eligible medical costs count towards the deductible first. The plan year runs July 1 through the following June 30.

Deductible Assistance

WUSD contributes half of the deductible ($1,500 for single and $3,000 for family) to a Health Reimbursement Arrangement (HRA) in quarterly installments. These funds can be used for deductible purposes and prescription costs.

Typically, HRA funds are "use-it-or-lose-it" whereby anything not spent at the end of the plan year reverts to the employer. The WUSD HRA funds are vested to the employee and the employee keeps unspent funds (i.e. "use-it-or-keep-it").

Eligibility

Certified staff considered 0.75 FTE or greater are eligible.

Cost

Premiums are subject to change annually. For the 2021-22 plan year, the employee's share of the monthly premium is as follows.

Dean

• Single $66.00

• Family $149.80

Mercy

• Single $75.42

• Family $171.20

Background

Employees eligible for WUSD health insurance who are on the group plan of someone else are eligible for a payment in lieu of health insurance. Commonly, these are employees covered under their spouse's or parent's health insurance.

The annual payment in lieu of health insurance is $3,600.

Eligibility

Certified staff considered 0.75 FTE or greater who do not participate in the WUSD health plan are eligible

Plan Configuration

Dental insurance coverage is offered to eligible employees through Delta Dental. The individual annual maximum is $2,000 for the period July 1 through June 30. Most common services are covered at 100% and do not have a deductible.

Enhanced Benefit

Routine checkup's do not count towards the annual maximum.

Eligibility

Certified staff considered 0.75 FTE or greater are eligible.

Cost

WUSD pays 100% of the dental insurance cost.

Vision Discount Program

A vision discount program is included with the dental plan.

Voluntary Vision Insurance

WUSD offers a voluntary vision insurance program to eligible employees through the DeltaVision EyeMed Access Network. The plan comes with a $150 frame or contact lens allowance.

Eligibility

Certified staff considered 0.75 FTE or greater are eligible.

Cost

Employees pay 100% of the monthly premium:

• Single $10.56

• Employee + 1 $20.10

• Employee + 2 or more $31.54

Background

Eligible employees are able to participate in the Flexible Spending Arrangement (FSA) to have money deducted from paychecks on a pre-tax basis for health care and/or dependent care costs.

Health Care Costs

Voluntary deductions for health care costs may be used for eligible medical, dental, and vision expenses for you, your spouse, and your dependents (including children to age 26).

Dependent Care

Voluntary deductions for dependent care costs may be used for your eligible dependents under age 13 or another individual who is your tax dependent and is unable to care for themselves.

Eligibility

Certified staff considered 0.75 FTE or greater are eligible.

WUSD employees are eligible for discounted membership to the Whitewater Aquatic & Fitness Center.

Certified staff receive 12 sick days per school year, which accumulate to 120 total days.

Sick leave will apply to absences resulting from personal illness, pregnancy, or accident. Sick leave will apply to illness in the immediate family, which includes mother, father, sister, brother, husband, wife, child, mother‐in‐law, father‐in‐law, grandparent, grandchild, or one who occupies the place of one of these.

Certified staff may use up to three (3) of the 12 sick days for personal reasons per school year.

These days may be used for personal business that cannot be conducted on a non-school day.

Certified staff receive three (3) paid holidays: Labor Day, Thanksgiving, and Memorial Day.

Background

Eligible employees are automatically enrolled in the Wisconsin Retirement System (WRS). To learn more, visit https://etf.wi.gov/retirement/wrs-retirement-benefit.

Eligibility

Eligibility is determined by when an employee was first employed by a qualifying employer.

Background

WUSD provides five years (60 months) of Health Reimbursement Arrangement (HRA) contributions for eligible employees in retirement. Employees retiring on or after June 1, 2020 will receive $1,000 per month.

Eligibility

To receive the benefit, certified staff must:

• Be at least age 55

• Have been eligible for WUSD health insurance for at least 15 years

• Retire according to the WRS definition

• Tender retirement notice by the required deadline

Employees may participate in WUSD's 403(b) tax-sheltered annuity program. A 403(b) is the public sector's version of a 401(k). Employees are able to contribute on a pre-tax or after-tax basis to either a traditional or Roth 403(b).

Background

Eligible certified staff receive life insurance paid by WUSD equal to their salary amount (up to $50,000).

Voluntary Life Insurance

Group life insurance coverage is available for employees wishing to purchase additional coverage.

Eligibility

Certified staff considered 0.75 FTE or greater are eligible.

Long-Term Disability

WUSD pays the premium for long-term disability coverage for eligible employees (0.75 FTE or greater). The benefit pays 90% of the salary following a 90-day elimination period.

Short-Term Disability

Our long-term disability policy allows for employees to purchase short-term disability coverage.

Aflac

WUSD offers a number of voluntary Aflac policies for additional coverage.