Discussion #006: Does it surprise you that only 30% of college students can answer the basic economic questions? How do you predict the lack of financial information affects a college students finances?
What is a credit score and why is it important to you?
What are the best ways to protect your credit score?
Discussion #007: Your credit score is a lender's way of estimating how likely you are to pay back a loan (or debt). One way to maintain a high credit score is by only using about 30% of the available credit on your credit cards. According to credit experts, if you have a card with a $100 limit, you should only spend $30 of that limit. Why, in your opinion, would this demonstrate your ability or willingness to pay back a debt?