Agent banking is a financial inclusion service which has been adopted by the bank to extend our retail reach across all segments. As an agent, you are required to render basic financial services on behalf of the bank.

An existing retail/business outlet with a trading nameAn existing retail/business outlet in a physical geographical location for a minimum of 12 monthsOutlet can be a school, market, shopping mall, filling station or any business outlet with reasonable human trafficThe outlet should accommodate a dedicated desk/counter and minimum of one (1) staff to handle agent banking servicesMust have maintained a Zenith bank account for a minimum of 6 monthsPlease note: A prospective agent may wish to register using either a business name (a corporate account) or in a personal name (an individual account).


Zenith Agent Banking App Download


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Duly completed registration form with the following documents attached;

 

 For corporate accounts: Proof of address (utility bill)Valid means of identification2 Passport photographsTINCertificate of IncorporationMemorandum and Article of AssociationFor individual accounts:Proof of address (utility bill)Valid means of identification2 Passport photographsNo sign-up fee is requiredAgent downloads agent banking app on an Android device

ZMoney is an agent banking app that makes banking services convenient for its customers. ZMoney is one of the best mobile banking apps in Nigeria and is designed to serve as an agent for Zenith Bank in Nigeria. This is because we understand how important it is for a customer to be able to perform financial transactions without having to travel to a bank. We hope that the convenience of this application will make customers think twice before leaving the comfort of their homes.

Background:Agent banking is a financial inclusion service which has been adopted by the bank to extend our retail reach across all segments. The agent is expected to render basic financial services on behalf of the bank.Agency Banking refers to a type of branchless banking to improve financial inclusion, bring banking services/products closer to the people and acquire a wider customer base.Offering:Account openingCash withdrawalCash depositFunds transfersBills paymentAirtime PurchaseGeneral guidelinesAgency Banking operates in partnership with agents to conduct financial transactions on behalf of the bank. Customers visit the agent locations to perform financial services.Customer pays for the services.Reward/IncentivesTransaction commission to both the bank and the agentProject Objectives:To grow retail accounts.To provide financial services to the unbankedBring banking services/ products closer to the peopleIncrease awareness of retail productsEarn income from the services/ transactions performedMOBLE APP TRANSACTIONS1. Account opening With BVNAgent keys in intending customers BvnBVN validates customers information.Agent impute customers e-mail, and phone numberCustomers get an OTP on the mobile number providedAgent inputs OTP to complete account opening.2. Account Opening Without BVNAgent keys in intending customer Surname and First nameEnters Date of BirthKeys in E-mail (optional)Enters Mobile numberCustomer receive an OTP on the mobile number providedAgent inputs OTP to complete account opening.2. Funds transfer/DepositI. Zenith Bank (cash deposit)Agent receives cash from customerAgent imputes Customers account numberSystem validates account numberAgent imputes amount and narration.Agent enters PIN to complete cash deposit.Agents Till account is debited, customers account is credited.II. Other BankAgent receives cash from customerAgent imputes customers account numberSelects customers bankSystem validates customers account information.Agent impute amount, Narration, senders name and phone number.Agent enters PIN to completeAgents Till account is debited, other bank account is credited.3. Cash OutAgent imputes account numberSystem validate account numberAgent impute AmountOTP is sent to customers alerts number.Agent imputes OTP and Pin to complete transaction.Agent Till account is credited, Customers account is debited.4. Bills payments Multichoice, Discos and all Quickteller billers are available on the platform. Fee is N100.5. Air Time purchase Airtime vending for all Telcos are available.Agents receives cash from customerSelect network operatorInputs mobile number and AmountAgent enters PIN to complete transactionAgents Till is debited.Customer mobile number is credited.

Agent banking is a financial inclusion service which has been adopted by the bank to extend our retail reach across all segments. The agent is expected to render basic financial services on behalf of the bank.

Zenith Bank is a direct agent to Western Union and it leverages on its robust technology, excellent customer services, conducive environment, and efficient delivery for receipt of transferred funds for its customers at any of our branches or its sub-agent location nationwide.

This service is also available in any of our branch location or our registered sub-agents anywhere in the country. Zenith Bank also provides these services as a direct agent of MoneyGram in the Gambia.

"Although no persons may have relied on any affirmative statement or conduct of the principal ... in concluding (that the agent) had the authority to endorse and deposit the checks, the operative conduct relied on could have been an omission on the part of (the principal) 'in the exercise of ordinary care and prudence' to be aware of his agent's ... activities."

Reviewed by:  Anti-Italianism in Sixteenth-Century France  Mack P. Holt   Anti-Italianism in Sixteenth-Century France. By Henry Heller. (Toronto and Buffalo: University of Toronto Press. 2003. Pp. xi, 307. $60.00.) Henry Heller's latest book tackles a subject that has long been known, occasionally tackled by literary scholars, but rarely addressed by historians in any kind of systematic way: the intense xenophobia in France directed at Italians in the sixteenth century that reached its zenith during the Wars of Religion. First, he suggests that many more Italians belonged to the Protestant community in Lyons than has been previously thought. While historians have long known about the domination of the banking industry by Italians in Lyons, Heller argues that many of the Italians in Lyons were in fact Protestants. This did not apply so much to the banking families who were from Florence, but to those who had emigrated to Lyons from Genoa and especially from Lucca, an important Protestant center in Italy. Heller admits that the number of Italian Protestants in Lyons was surely small, though he is probably right that if six of the ten leading banking families from Lucca in Lyons converted to Protestantism, then this small number probably wielded significant influence. His point is that the Catholic majority detested the Italians in Lyons not only because of their influential role in the banking industry, but also because they had begun to infiltrate the ranks of French Protestants. 2351a5e196

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