Zap3 is a rewards ecosystem that turns everyday spending into real value — for customers and for the merchants who serve them.
We connect local businesses with shoppers through a simple idea: when customers spend at Zap3 merchants, their purchases accumulate toward rewards. Reach the spend threshold, and you earn a Q-Number — a rebate ticket you can use. Merchants take part by holding a Digital Value (DV) balance that powers each transaction in the system.
Built for Singapore, Zap3 supports the way local businesses and customers already operate — from onboarding and verification to payments and rewards — so loyalty feels built into the purchase, not bolted on afterwards.
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Our mission
To make local spending more rewarding: customers get clear, fair rebates; merchants get a practical way to attract and retain shoppers without complicated loyalty programs.
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What we offer
For customers
Shop at Zap3 merchants, track your progress toward the next reward, and collect Q-Numbers as you spend.
For merchants
Join the Zap3 network, manage your DV wallet, record customer spends, and grow footfall with a rewards model that fits everyday retail.
For everyone
One platform — web and mobile — designed around trust, transparency, and straightforward rewards.
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Why Zap3
Simple math, clear rewards — spend accumulates; rewards are issued when you hit the threshold
Built for local business — onboarding and tools suited to Singapore merchants and customers
Secure by design — verified accounts, protected wallets, and reliable payment flows