I am a second-year doctoral student at the Department of Economics, Osaka University, Japan.

I am interested in empirical industrial organization (IO) and econometrics.  I obtained my Master's degree in Economics from Hitotsubashi University, Tokyo.

I also work for non-life insurance firm in Japan, engaged in pricing and profitability management of automobile insurance (FIAJ). My current research is related to insurance market.

Education and Career

• 2018/04  Master's Program at Hitotsubashi University, Japan.

• 2019/03  Master's Degree (Economics) at Hitotsubashi University, Japan.

• 2019/04 Work for Non-life Insurance Firm in Japan

• 2021/03 Fellow of the Institute of Actuaries of Japan (FIAJ, Non-life)

• 2021/10 Doctoral Program at Osaka University, Japan

• 2018年04月 一橋大学経済学研究科修士課程 入学

• 2019年03月 一橋大学経済学研究科修士課程 卒業

• 2019年04月 国内損害保険会社 入社

• 2021年03月 日本アクチュアリー会 正会員（損保）

• 2021年10月 大坂大学経済学研究科博士課程 入学

 Contacts:

Please contact me via the following emails. 

Email(University): u205583h@ecs.osaka-u.ac.jp

Email(Personal): kayabacrmy@outlook.jp