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PRELUDE:

 We, GEM FAME, Welcome your visit to our website www.gemfame.com and its allied firms with gratitude. This website is owned and operated by 

GEM FAME, a registered company in Chennai, India with an ISO: 9001-2015 certified allied Gem Testing Laboratory, Chennai. India.

 Any usage of this site denotes your acknowledgment, including all transactions viz., Payment, Delivery, and Return for which you use it, subject to all the Terms and Conditions combined as enumerated and set here under. This will also apply to all the contracts that arrive with us by all means of communication like telecom, verbal, or online Orders. We reserve the right to change these terms at any time. Any such changes will apply to new orders as soon as they are posted on the Website. It is your responsibility to read the Terms and Conditions each time you use the Website. Your continued use of the Website means that you are agreeing with the latest version of our Terms and Conditions. Any purchases you make are based on the version of the Terms and Conditions valid at the time of purchase. Please read and go through these Terms and Conditions with care as your usage of this website will signify your Electronic agreement bound by the user to the norms mentioned therein. 

 This is a legally framed contract agreed upon and set in an electronic format binding with the utilization of the site with Terms along with the service membership. By accessing the website or becoming a member, you declare your consent to receive communications, thenceforth to correspond from us and accept by binding with Terms and Conditions set forth here under.

1.2: TERM OF AGREEMENT and SERVICE: 


 This Agreement shall be effective as long as the user is using the Gemfame.com services, which provides the online shopping platform to purchase and order the products as listed on the site against respective payments. Users are allowed to use the services in a consistent manner by abiding by the terms and conditions of this Agreement, our Privacy Policy, and applicable laws and regulations. Gemfame.com or its users may terminate the Service at any time with or without cause. However, Gemfame.com reserves the right at its sole discretion, to terminate your access to the entire services or any part thereof at any time, without notice.

7.2: Gemfame.com though the state, advice, rely on, opine, and offer service, the content available on the website is prepared directly or by its authors, and should not be necessarily fully relied upon. 

Services provided by Gemfame.com does not assure the guarantee the accuracy, utility, or construe and conclusion with the information given; or neither endorse nor accept responsibility for the accuracy or reliability of any content stated in the site nor responsible for any query raised by any party that appears on the site. Under any circumstances, gemfame.com and its associates will not be responsible for any resulting consequences of your reliability in terms of monetary or operational cost on the information material posted on the site or transmitted to whomsoever. However, valuable suggestions and reviews in general are always regarded and considered.

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE (AS DEFINED HEREIN). By using this Website, you signify your acknowledgment and agreement to these Terms and Conditions. If you do not agree with these Terms and Conditions, DO NOT use this Website (as defined herein).

These Terms and Conditions govern the use of the Book Of Memories websites (the "Website") and other services (collectively the "Services"). FrontRunner Professional ("Company," "we," "us," "our") reserves the right in our sole discretion to change, amend or modify (the "changes") all or part of these Terms and Conditions at any time and from time to time for any reason. Any changes to these Terms and Conditions will be noted by indicating the date these Terms and Conditions were last made. Any changes will become effective no earlier than fourteen (14) days after they are posted; provided, however, that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your use or continued use of the Services after the date any such changes become effective shall constitute your express acceptance of the Terms and Conditions as changed, amended or modified.

Services: The Services are offered as a platform (the "Platform") to Users of the Services. Among other features, the Services are designed to allow Campaign Organizers to post Campaigns to the Platform to accept Donations from Donors. Although there are no fees to set up Campaigns, a portion of each Donation will be charged as fees for our Services and those of our third party payment processors. Company reserves the right to modify or discontinue, temporarily or permanently, the Services with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension or discontinuance thereof. The Company has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. To the extent you access the Services through a mobile device, your wireless service carrier's standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Services may be prohibited or restricted by your carrier, and not all Services may work with all carriers or devices. By using the Services, you agree that we may communicate with you regarding Company and other entities by SMS, MMS, text message or other electronic means to your mobile device and that certain information about use of the Services may be communicated to us.

Your Registration Obligations: You may be required to register with Company in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services' registration form. Campaign Organizers must register using their true identities, including their name and any image purporting to depict the Campaign Organizer. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian. Certain aspects of our Services may also require you to register with (and agree to the terms of) third party service providers (e.g., payment processors or charitable donation processors) in order to utilize such Services. While we may help facilitate such registration in some cases, we are not a party to any such relationships and disclaim any responsibility or liability for the performance by such third parties. We may exchange information with such third party services in order to facilitate the provision of Services (and related third party services).

Public Display of Donations: Donors have the option to publicly display their Donations for public viewing or allow their information to be provided to the Campaign beneficiary(ies). To keep the details of your Donation private, simply click the appropriate checkbox during the Donation process. Please see our Privacy Policy for more information on the ways that we may collect, use, and store certain information about you and your use of the Services.

All Tribute Pay Fees and Processing Fees ("Fees") are deducted directly from each Donation and are not reflected in the amount which Campaign Organizers can withdraw from the Campaign. We reserve the right to change any of the Fees from time to time. If we change any of the Fees, we will provide notice of the change on the Website or otherwise, at our option, at least fourteen (14) days before the change is to take effect. Your continued use of the Services after the change in any of the Fees becomes effective constitutes your acceptance of the new Fees.

Indemnification: You agree to release, indemnify and hold Company and its affiliates and their owners, officers, employees, directors and agents harmless from any from any and all losses, damages, expenses, including reasonable attorneys' fees, rights, claims, causes of action, actions of any kind and injury (including death) arising out of or relating to your use of the Services, any Donation or Campaign, your violation of these Terms and Conditions or your violation of any rights of another. If you are a California resident, you waive California Civil Code Section 1542, which says: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR". To the extent you are a resident of another jurisdiction, you waive any comparable statute or doctrine e24fc04721

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