Terms and conditions

Effective Date: 23 Feb 2025

Welcome to Yotis! These Terms and Conditions ("Terms") govern your use of the Yotis application ("App") and services ("Services"). By using Yotis, you agree to abide by these Terms. If you do not agree, please do not use the App.

1. Definitions

• "Yotis" refers to the application and services provided.

• "User", "You", or "Your" refers to any individual or business using the App.

• "We", "Us", or "Our" refers to Yotis and its developers.

2. Eligibility

To use Yotis, you must be at least 18 years old or have the consent of a legal guardian. By using the App, you confirm that you meet this requirement.

3. Account Registration & Security

• You may be required to create an account to use certain features of Yotis.

• You are responsible for maintaining the confidentiality of your account credentials.

• You agree to notify us immediately of any unauthorized access or security breach.

4. Use of Services

Yotis provides tools for freelancers and small businesses to manage their projects, finances, invoicing, stock, and more. You agree to:

• Use Yotis only for lawful purposes.

• Not engage in fraudulent or illegal activities.

• Ensure that all data you provide is accurate and up to date.

5. Subscription & Payments

• Certain features of Yotis may require a paid subscription.

• Subscription fees, billing cycles, and payment methods will be detailed in the App.

• Payments are non-refundable unless otherwise stated.

• We reserve the right to modify pricing with prior notice.

6. Data & Privacy

• Yotis uses iCloud Sync to store and sync data across devices.

• We respect your privacy and process your data per our Privacy Policy.

• You are responsible for backing up your data; we are not liable for any data loss.

7. Third-Party Services

• Yotis may integrate with third-party services (e.g., cloud storage, payment processors).

• We do not control these services and are not responsible for their actions or data handling.

8. Intellectual Property

• Yotis and all related content are owned by us or licensed to us.

• You may not copy, modify, distribute, or sell any part of Yotis without permission.

9. Termination

We may suspend or terminate your access to Yotis if you violate these Terms or engage in prohibited activities.

10. Disclaimer & Limitation of Liability

• Yotis is provided "as is" without warranties of any kind.

• We are not responsible for any financial losses or damages resulting from your use of the App.

• To the maximum extent permitted by law, our liability is limited to the amount paid for your subscription (if applicable).

11. Changes to Terms

We may update these Terms periodically. Continued use of Yotis after changes constitutes acceptance of the new Terms.

12. Governing Law

These Terms shall be governed by and interpreted under the laws of [Insert Jurisdiction].

13. Contact Us

For questions or concerns, please contact us at hsbappdevelopers@gmail.com.