Privacy Policy for xSpendly Effective Date: [19 Aug 2026]
1. Overview xSpendly ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we handle information in the xSpendly mobile application.
2. Data Collection and Usage xSpendly is designed to be a local-only application.
SMS Data: The app requests permission to read SMS messages to automatically track banking transactions. This data is processed entirely on your device.
Personal Information: We do not collect, store, or transmit any personal identifiable information (PII) to external servers.
Financial Data: Your transaction history is stored in a local database on your mobile device and is never uploaded to the cloud or shared with third parties.
3. Permissions
READ_SMS: Used solely to parse transaction alerts locally.
Local Storage: Used to save your transaction history on your device.
4. Third-Party Sharing We do not share, sell, or trade your data with any third parties. There are no third-party analytics or advertising SDKs in xSpendly that collect your data.
5. Changes to This Policy We may update our Privacy Policy from time to time. You are advised to review this page periodically for any changes.
6. Contact Us If you have any questions about this Privacy Policy, please contact us at: [xpaas2026@gmail.com]