Privacy Policy 

Last Updated: 26th July, 2024

Thank you for using Xpense! This Privacy Policy describes how we collect, use, and share information about you when you use our mobile application ("Xpense") available on the Google Play Store.

1. Information We Collect

• Personal Information: We may collect personal information such as your name and email address when you register or voluntarily provide it to use certain features of the App.

  1. Email : App uses email for login and recovery purpose only.

• Usage Data: SMS feature, the App will read messages sent to your phone to log transactions. We do not store sensitive information such as account numbers or phone numbers; only the sender's name, transaction type (credited/debited), and amount are stored.

  1. SMS : No sensitive data is collected.

2. Permissions

We use sms and notification permissions however these permissions can be denied doing so will restrict some app features.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To provide and maintain the App;

• To personalize your experience and improve our services;

• To communicate with you, including responding to your inquiries and providing customer support;

• To analyze usage trends and preferences to enhance the functionality of the App;

• To comply with legal obligations.

4. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction.

5. Data Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to outside parties except as outlined in this Privacy Policy or with your consent. We may share your information with:

• Service Providers: We may engage trusted third-party companies and individuals to facilitate the App's functionality or provide services on our behalf.

• Legal Requirements: We may disclose your information if required to do so by law or in response to valid legal requests.

6. Your Choices

You can choose not to provide certain information, but it may limit your ability to use certain features of the App. You can also review and update your personal information by contacting us.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any changes by posting the new Privacy Policy on this page.

8. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

Email: xpenseltd@outlook.com, xpenseltd@gmail.com