X. Jia, K. Kanagaretnam, and H. Zhang. (2025). Benefits and Consequences of CECL Adoption During COVID-19, Journal of Accounting, Auditing, and Finance. (ABDC-A)
X. Jia. (2024). "FinTech Penetration, Charter Value, and Bank Risk-Taking." Journal of Banking & Finance. (ABDC-A*)
X. Jia. and K. Kanagaretnam. (2024). "Digital Inclusion and Financial Inclusion: Evidence from Peer-to-peer Lending." Journal of Business Ethics. (FT-50, ABDC-A)
X. Jia, K. Kanagaretnam, C.Y. Lim, and G.J. Lobo. (2023). "Financial Literacy and IPO Underpricing." Journal of Financial and Quantitative Analysis. (FT-50, ABDC-A*)
M. Guo, X. Jia, J. Jin, K. Kanagaretnam, and G.J. Lobo. (2023) "Expansionary Monetary Policy and Bank Loan Loss Provisioning." Journal of Risk and Financial Management.
Machine Lending and Discrimination: Evidence from Peer-to-peer FinTech Lending (with Kiridaran Kanagaretnam and Marcia Annisette). Presentation: CPA Ontario Webinar; EAA Annual Congress 2024; CAAA Annual Meeting 2024
Economic implications of climate change beliefs and attitudes. (R&R, with Kiridaran Kanagaretnam and Lorenzo Dal Maso)
Financial Literacy and Corporate Tax Avoidance. (Final stage)
Financial Literacy and Earnings Informativeness. (Final stage)
Financial Literacy and ESG Disclosures. (Final stage)
Financial Literacy and Bank Failure. (Completed Data Analysis)
SEC Investigations (Data Analysis)
New Project (SSHRC supported): Banks’ Digital Transformation, Credit Quality, and Financial Reporting Effectiveness (idea development)