How Much Can You Save on Xero Right Now?

The discount you get depends on your country.

• United Kingdom — 95% off for 6 months. Offer ends 31 March 2026.

• United States — 85% off for 6 months. Offer ends 31 March 2026.

• New Zealand — 90% off for 3 months. Offer ends 31 March 2026.

New customers only. One offer per account. Cannot be combined with any other deal.

Xero US Plans and Prices – 85% Off for 6 Months

All prices are per month in USD, excluding tax. Note that Xero uses different plan names in the US.

Early

• Normal price: $25/month

• This month: $3.75/month

• You save: $127.50 over 6 months

• Best for freelancers with a small client list

• Includes: up to 20 invoices and 5 bills per month

Growing

• Normal price: $55/month

• This month: $8.25/month

• You save: $280.50 over 6 months

• Best for most small US businesses

• Includes: unlimited invoices, bills, and bank reconciliation

Established

• Normal price: $90/month

• This month: $13.50/month

• You save: $459.00 over 6 months

• Best for businesses with complex or international needs

• Includes: everything in Growing, plus multi-currency, expense claims, and project tracking

Xero New Zealand Plans and Prices – 90% Off for 3 Months

All prices are per month in NZD, excluding GST.

Ignite

• Normal price: NZ$35/month

• This month: NZ$3.50/month

• You save: NZ$94.50 over 3 months

• Best for new businesses and sole traders

• Includes: basic invoicing, bank feeds, and cash flow tracking

Grow

• Normal price: NZ$83/month

• This month: NZ$8.30/month

• You save: NZ$224.10 over 3 months

• Best for self-employed and growing businesses

• Includes: unlimited invoices, bills, and bank reconciliation

Comprehensive

• Normal price: NZ$110/month

• This month: NZ$11.00/month

• You save: NZ$297.00 over 3 months

• Best for businesses with employees

• Includes: everything in Grow, plus payroll

Ultimate

• Normal price: NZ$125/month

• This month: NZ$12.50/month

• You save: NZ$337.50 over 3 months

• Best for businesses planning for growth

• Includes: everything in Comprehensive, plus forecasting and advanced analytics

Things to Know Before You Sign Up

• New customers only. These offers apply to your first Xero organisation.

• Base plans only. The discount does not cover add-ons, payroll, or payment fees.

• Auto-renews after the promo period. Once your discounted months end, the full standard price applies automatically.

• Offer ends 31 March 2026. After this date, these prices will no longer be available.

• One offer per customer. These deals cannot be combined with any other Xero promotion.

Frequently Asked Questions

Is the 95% discount available in every country?

No. The 95% deal is for UK customers only. US customers get 85% off and NZ customers get 90% off. All three offers close on 31 March 2026.

Do I need to enter a promo code?

Not if you use the link on this page. The discount is applied automatically. If you prefer to enter a code manually, use DC23954633 for the UK, DC23854633 for the US, and DC239043GL for NZ.

What happens when the discount ends?

Xero automatically bills you at the full standard price after your promotional months are up. Set a calendar reminder before that date so you can review or cancel if needed.

Can I switch plans after signing up?

Yes. You can upgrade at any time. Downgrades take effect from the following month. The promotional discount continues to apply to your plan during the discount period.

Is there a free trial?

Yes. All new subscribers get a 30-day free trial. US customers also get their first paid month free after completing their business setup.

Why Xero Works Well for Small Businesses

• Unlimited users on all plans. No extra charge to add your accountant or bookkeeper.

• Automatic bank feeds. Transactions are matched in real time, cutting down manual entry.

• Over 1,000 app integrations. Xero connects with Shopify, Stripe, HubSpot, and more.

• Mobile app included. Invoice, capture receipts, and check cash flow from your phone.

• Tax compliance built in. MTD ready for UK businesses. GST filing available for NZ businesses.

• AI assistant. Xero's built-in tool, JAX, helps answer financial questions inside the platform.

Ready to Get Started?

The current Xero discounts close on 31 March 2026. They are only available to new customers.

• UK: 95% off for 6 months → xero.com/uk/pricing-plans

• US: 85% off for 6 months → xero.com/us/pricing-plans

• NZ: 90% off for 3 months → xero.com/nz/pricing-plans

Use the link below. Your discount is pre-applied and no code is required.

Disclosure: This page contains affiliate links. If you sign up through our links, we may earn a commission at no extra cost to you. All pricing was verified from Xero's official website on 15 March 2026.