How to Write a Check Canada

Despite the popularity of online payment systems, writing a cheque is still the most common way to pay for anything. In fact, 88% of Canadians use digital banking, and it's even easier than ever to send and receive money this way. However, there are times when writing a cheque is necessary. Here are some tips that can help you avoid mistakes and have money ready in no time. Using an online payment system is a safer option than mailing a cheque.

First, check the date of the cheque. A cheque has a validity period of six months, from the date of writing it. After that, it's considered "stale-dated" and may be rejected by the bank. A post-dated cheque is not redeemable until 6 months from its due date. If you are short of cash when writing a cheque, you can post-date it to a later date, but you won't be able to cash it earlier than the stated date. You should also know the rules and regulations of clearing your cheque, which are set by the Canadian Payments Association.

Another thing to remember is that you won't be able to deposit your check in Canadian dollars. Some banks will accept Canadian cheques, but you won't be able to deposit them in American dollars without the help of a customer service representative. However, you should always ensure that your bank accepts the cheque as long as it's written in U.S. dollars. Generally, a Canadian bank won't accept a cheque written in Canadian dollars, but they might accept it if you know the writer. In such situations, you should consider other options.