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Proponents of the growing gig workforce like to point out that it's a way for people to earn extra cash on the side while pursuing things that they are passionate about. They say it is a way for people to be independent.

I've been using Mint since about 2012. I log in through the phone app ~15 times per month, and through the website 2-3 times per month. On Thursday night, my phone app told me that my account was no longer available. Friday I tried again and got the same error, and the same for my paychecks.intuit.com account.

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Through QuickBooks, users can access workforce management systems like EmployeeConnect, performance reviews by JuvodHR, organization charts by PeopleGrid and benefits management by Humanefits. By our count 29 products are listed in the Human Resources section of the QuickBooks app store, and some of them offer services for organizations with up to 300 employees.

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Now Senator Mark Warner, D-VA, has proposed a bill that would allocate $20 million to "incentivize" organizations to try new benefit models for the independent workforce. Warner's hope is to eventually create a "safety net" for gig workers that the reflects the flexible employment landscape.

Issues relating to the level and direction of employment and wages at macro and micro levels, including supply and demand for labor, and such workforce issues as education, training, and demographics

The gig economy is radically transforming the workforce. Don't believe me? Most recently, Intuit, makers of QuickBooks and TurboTax, estimated that 34 percent of the U.S. workforce is participating in some form of gig-economy work. That number is expected to increase to 43 percent by 2020.

Elsewhere in the world, the gig economy is having more drastic and disruptive effects on its workforce. The EU has called out the gig economy, moving to secure fair working conditions through its Pillars of Social Rights Principles in response.

Much has been written about the gig economy, also known as the sharing economy, collaborative economy, or platform economy, and it's clear, then, that this mobile-centric marketplace of freelance workers has shattered all expectations. The gig economy has transformed and disrupted the global workforce. In its wake has redefined what we should expect from our payments.

Boosting its remote workforce creates a more engaged, successful company overall, according to Betterment CTO Mike Reust. Moreover, Reust added, having employees who live where their customers do has given Betterment an invaluable competitive edge. 17dc91bb1f