Many of us know that workers’ comp is a big topic for many employers and employees. But, what does it mean for you personally? It means that if you are injured on the job, you are eligible to receive compensation from your employer. This can include: medical bills, rehabilitation costs, lost wages, and more.
This article will discuss what you need to know about worker’s comp and what you should be doing if you are injured on the job.
Workers’ comp is not a guarantee that you will receive any money. That is up to the court and your employer. Your employer may dispute whether you are eligible for benefits, but that does not mean you will receive any money.
If you have been injured on the job, you should consult with a personal injury lawyer who can provide a free consultation and determine whether you are eligible for worker’s comp.
Worker’s comp is a system of compensation that is designed to help injured workers recover their losses. It is typically paid by the employer and is based on the employee’s wage and the extent of their injuries. The purpose of workers’ comp is to protect employees from the financial burden of a work-related injury or disease. It is not intended to replace an employee’s normal earnings. The amount of compensation that is paid depends on how much the employer pays into the fund, which is called the “compensation rate.”
Injuries that are covered by worker’s comp include: Fractures, sprains, strains, dislocations, and concussions Severe burns Serious infections Brain damage The maximum amount that is paid for these types of injuries is set by law. Worker’s Comp Is Paid By the Employer When you receive worker’s comp, it is usually paid by your employer, as long as they have workers’ comp insurance. The insurance company is required to pay you benefits based on the type and severity of your injury, even if the employer disputes the injury.
Emergency medical treatment
Treatment at a hospital or other healthcare facility
Rehabilitation services
However, the employer may also dispute that you are eligible for benefits. In this case, the employer can request a hearing before an administrative judge in order to get a decision from the court. The employer may be able to delay paying benefits, but this depends on the state and the circumstances of the case. If your employer does not have workers’ comp insurance, then they are responsible for paying you benefits. The employer must pay you at least what you are entitled to under the law. However, they may be able to delay paying benefits. This could be because they have no insurance or because they do not want to pay for worker’s comp.