What Are The Covered Expenses Under Workers Compensation Program?

How To Claim Workers Compensation Benefits In New York?

When you work for a company, you need to be covered under a workers compensation program. In most cases, your employer will have to offer you such protection before you can start working. You should know what the benefits of being covered under workers compensation program are and what expenses you should cover when filing a claim.

Workers compensation is required in most states to protect the employees from any injuries they may sustain during the course of their work. If you are injured at work, you should receive some sort of compensation from your employer and its insurance company. This compensation covers medical bills, lost wages, and pain and suffering. It is not meant to replace any negligence of the employer.

The workers compensation system will ensure that you are paid for your injury. However, the compensation is not guaranteed. It is very important to file a claim and get the proper documents in place. There are two types of workers compensation programs. You can either opt for the state program or the federal program.

How To File A Claim For Workers Comp In New York?

To file a claim for workers comp in New York, you need to make sure that you have the right documentation. If you do not have the right paperwork, your claim will be rejected. The documents are as follows.

1. Proof of Employment

Your employment status must be listed on the application. It should include the name of the employer, the address, and the contact information.

2. Medical Certification

You must also provide the medical certification. This must be done before you can submit your claim. The certificate must be signed by the doctor and the date of the examination.

3. Statement Of Loss

The statement of loss must be submitted to the insurance carrier. It must include the date of the injury and the type of injury.

4. Worker's Compensation Identification Card

The identification card will be issued by the state. It will identify you as the worker.

5. Statement Of Injury

The statement of injury should be filed with the employer. It must contain the details about the injury.

6. Time Lost From Work

The time lost from work should also be included. It must include the date of the accident and the type of injury.

7. Medical Bills

All of the medical bills must be included. This includes all the bills related to the treatment and the cost of the surgery.

8. Social Security

Social security numbers must also be provided.

9. Death Certificate

The death certificate should be included. It should be filed with the state.

10. Insurance Company Name And Policy Number

You will need the name of the insurance carrier and the policy number. This is usually the insurance company's website.

What Do I Need To File A Workers Comp Claim In New York?

The above documents are needed to file a claim. Make sure to collect them as soon as possible. If you do not have them, the claim will be rejected. You need the documents because they are the proof that you were employed.

What Happens After I File A Workers Comp Claim In New York?

After you have filed a claim, the insurer will process it. The insurer will determine whether or not you are eligible for the benefits. The claim will be processed within 60 days. If the claim is accepted, you will receive compensation.

If the claim is rejected, the reasons for the rejection will be listed in the letter. You will have 15 days to appeal the decision. If the claim is approved, you will receive compensation.