5 Crucial Steps to Take After an Auto Accident in Chicago: A Lawyer's Guide

Being involved in a car accident leads to confusion, stress, and uncertainty over what to do next. While no guide can eliminate the trauma of a collision, having an action plan can ease some anxiety. As an auto accident attorney in Chicago seeing hundreds of wrecks, I developed this list of the 5 most vital steps to take after any traffic crash. Follow this attorney’s expert Naperville car accident lawyer to protect yourself legally and physically after an unfortunate accident.

1. Check for Injuries 

Before assessing vehicle, damage or determining fault, survey the scene to see if you, passengers, or other motorists sustained any injuries in the collision. If there are apparent wounds beyond basic cuts and bruises, call 911 immediately to summon an ambulance. Getting timely medical attention remains the top priority for your health and providing documentation if you pursue financial recovery later. Even if you feel fine initially, consider getting examined by a doctor to spot less visible injuries that may arise later.

2. Gather Information 

While at the accident scene, compile as much identifiable information as possible on the other parties involved. Record names, contact details, driver’s license data, license plate numbers, insurance information and basic vehicle descriptions. Also, take photos capturing damage and the entire scene from various angles before cars get moved. All this documentation will prove invaluable when you start an insurance or injury claim process.

3. File a Police Report 

Alert authorities to come to the crash scene and file an official report, no matter how minor. Having an impartial law enforcement record detailing statements from all drivers and assigning fault acts as crucial evidence later. Make sure to get a copy of the police report for your records a few days later, rather than solely relying on what the officer tells you verbally at the scene.

4. Contact Your Insurer

Call your auto insurance provider right away, even if you don’t think you caused the wreck. Inform the claims adjuster assigned to your case on what transpired and supply any documentation provided by law enforcement. Review your policy provisions for medical payment coverage, collision, rental reimbursement, and other clause language that may apply following the accident. Ask about next steps for getting your vehicle fixed or replaced.

5. Call an Experienced Lawyer 

Speaking to one of the expert auto accident lawyers in Chicago gives you personalized legal advice on seeking damages to cover all your losses. An attorney investigates fault and negotiates optimal settlement from negligent parties’ insurance or files a lawsuit if warranted. Don’t wait or accept an insurer’s first offer without assessing full compensation owed with legal representation.

In the turmoil following an auto accident, focusing first on safety and staying calm sets the stage for making well-informed decisions later about damage recovery. Leaning on support from both insurance and legal guidance brings assurance during difficulties beyond your control.