TikMoney is fully committed to maintaining your privacy. This Privacy Policy describes how your personal information is collected, used and disclosed by TikMoney.

This Privacy Policy applies to our application called TikMoney and our associated secondary domains (collectively, our "Services"), whereby when you access or use our Services, you are deemed to have read, understood and agreed to the collection, recording, use and disclosure of your personal information as described in our Privacy Policy and Terms of Service.

responsible for your information under this Privacy Policy.

Country: Refers to the location of the TikMoney or the owner/founder of the TikMoney, which here means Tanzania

● Client: means a company, organization, or individual who has subscribed to TikMoney to perform relationship management with your clients or users.

● Devices: Any internet-connected device such as a phone, tablet, computer or any other device that can be used to visit TikMoney and use the service.

● IP Address: Every device connected to the Internet. will get a number called Internet Protocol (IP) addresses, these numbers are assigned to the geolocation block. IP addresses are often used to determine the location of devices that are connecting to the Internet.

● Personal information: This is any information that is directly, indirectly related to, or linked to, other information, including the individual's national identification number. which will make it identifiable or able to identify the identity of that natural person

● Services: means the services provided by TikMoney as described in the term definitions (if any) and on this Platform.

● Third-Party Services: means advertisers, promoters of promotional and marketing partner activities, and others who display our content or products or services. that we thought you might be interested in

● Website: means TikMoney's website, which can be accessed through this URL

● You: means the person or legal entity registered with TikMoney to use the Service.

What information do we collect?

We collect information from you when you visit the website or use the service, register, place an order, or purchase a product. Subscribe to our newsletter, answer surveys or fill out all of our forms.

Name / Username

phone number

Email address

Position

Debit/Credit Card Number

Age

We also collect your information from your mobile device to improve your user experience. These features are completely optional:

● Location (GPS): is location information. This will help in showing your interest. And they can be used to deliver more targeted and relevant ads to potential customers.

●SMS Log data: We will obtain your SMS Log data when you send a loan request,We use your SMS log data for financial risk assessment, to be precise we will monitor transaction volumes for descriptive risk assessment and credit risk assessment. This makes the loan faster. We do not store or share any of your SMS log data. SMS log data will be uploaded to https://mmr-cm.cashmarket9.com. Once your risk profile is determined, we will delete your SMS log data. We will not share your SMS log data with any third-party platform.

● CAMERA: We need to obtain your camera permission to take ID-CARD. Your ID-CARD photo will be used for system risk analysis and financial fraud prevention. We promise not to share your photo with any third-party platform.

How do we use the information we collect?

● Use to improve your user experience. (Your information can help us better respond to your individual needs.)

● Use to improve our services. (We continually strive to improve our service offerings based on the information and feedback received from you.)

●Use to improve customer service. (your information helps us to more effectively respond to your customer service and support needs)

●Conduct financial risk analysis and prevent financial fraud.

● To use in the conduct of events, promotions, surveys or other features of the website.

● Occasionally used to send e-mails to you.

Where and when do we collect customer information?

We collect personal information that you submit to us.

How long do we keep your information?

We will retain your information for as long as we need. To provide services to you and accomplish the purposes described in this policy. It is also used as a snippet for anyone with whom we share your information and who service providers on our behalf. when we no longer need your information Nor is it necessary for us to retain the information to meet our legal or regulatory obligations. We will remove it from our systems or update the information so that we can no longer identify you.

How do we protect your information?

We use a variety of security measures to keep your personal information safe. When you place an order or enter, send or access your personal information. We will offer the use of secure servers. For sensitive information/credit

All information you provide is transmitted via encryption technology (SSL) and then encrypted in our payment gateway provider database. which allows only authorized persons to access such systems and need to keep the information confidential after completing the transaction Your personal information (credit cards, social security numbers, finances, etc.) will not be saved in the data file.

However, we cannot guarantee or guarantee the complete security of any information you send to us. or warrant that your information contained on our Service will not be accessed, disclosed, altered, or destroyed by breach of physical, technical, or managerial safeguards.

regulatory law

Your use of the Service may be governed by the local laws of other countries. or international law Except to the contrary, Tanzania law governs this Agreement and your use of our website.

your consent

for using our website account registration or trading You are required to acknowledge and comply with this Privacy Policy.

TikMoney

child protection

We do not allow anyone under the age of 20 to access the Website. We do not knowingly collect personally identifiable information from anyone under the age of 20 if a parent or guardian becomes aware that your child has provided us with personal information. Please contact us immediately. If we become aware that we have collected personal information from anyone under the age of 20 without verification and parental consent. We will proceed to delete that information from our servers.

Changes to our Privacy Policy

If we change our privacy policy We will change those information on this page. and update the privacy policy revision date