Independent truckers have their perks. Plus, truck drivers are in high demand. This means you get to decide when to drive or when to stay home with your family. Best of all, you get to drive a powerful rig across this beautiful country.
But independence comes with its own set of responsibilities. One unavoidable requirement is purchasing insurance for semi-trucks. There are many insurance policies you are required to buy. Trucking liability insurance is one such policy.
Bobtail Insurance Defined
A truck driving without a trailer is bobtailing. Trucker slang would also describe bobtail as a horse with no wagon. The key here is you are not hauling for anyone. But, you are on your way to or from a contract load.
While you are hauling goods for a trucking company, you will be covered under their insurance policy. This means if you get in an accident, the trucking company’s insurance will cover you. However, things change once you have dropped your load and head to your next destination.
Since you are still working but no longer hauling for anyone, you will need to have your own insurance in case you have an accident. This is where bobtail insurance for semi-trucks comes in. Bobtail insurance covers you if you get in an accident when you are driving your truck for a job but without a trailer.
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