Effective Date: August 23, 2026
Welcome to WeSpend ("we," "our," or "us"). Your privacy and data security are fundamental to our mission. This Privacy Policy outlines how WeSpend collects, uses, stores, and protects your information when you use our mobile application.
We collection information directly from you, automatically through your device, and via third-party infrastructure to power WeSpend's core features.
A. Data Provided Directly by You
Account Information: Name, email address, profile picture, and account credentials when you register for an account.
Shared Financial Data: Shared budgets, borrow/lend records, user tagging, group expense descriptions, activity ledgers, and wealth goals created for collaboration.
Receipt Images: Image files or documents you explicitly snap or upload to pair with personal or shared financial transactions.
In-App Support & Chat: Messages sent via our live chat support feature and shared budget group chats.
B. Data Stored Locally on Your Device
Personal Budgeting Data: Personal income, individual expenses, local categories, and personal monthly activity ledgers are saved exclusively in your device’s local storage. This data is not transmitted to or stored on our remote servers unless included in a shared budget.
C. Data Collected Automatically
Device & Security Data: Biometric authentication settings (e.g., fingerprint, face lock preference). Note: WeSpend checks your device's native authentication state; your actual raw biometric templates never leave your device hardware.
Push Notification Tokens: Unique device identifiers required to deliver push notifications for shared budget changes, friend requests, and borrow/lend alerts.
We use the collected information strictly to operate, maintain, and enhance WeSpend:
Core App Functionality: Facilitating multi-user shared budgets, friend invitations by email, role-based budget access (Add, Edit, Delete), and live chat features.
Cloud Storage & Syncing: Hosting shared transactions and receipts remotely to allow real-time synchronization between group budget members.
Currency Conversion & Reports: Processing user-selected currencies and generating requested monthly export reports (e.g., CSV/PDF downloads).
App Security & Privacy: Enforcing PIN, biometric, and face lock barriers to guard application access.
Notifications: Sending immediate alerts regarding shared financial updates, friend requests, and group activities.
To maximize privacy, WeSpend utilizes a hybrid storage architecture:
Data Type
Storage Location
Processing Purpose
Personal Financial Records
Local Device Storage
Private, offline personal expense and income tracking.
Shared Budgets, Chat, & User Accounts
Google Cloud Firestore
Real-time multi-user synchronization, messaging, and cloud backups.
Receipt Images
Cloud
Secure cloud hosting and fast image delivery for attached expense receipts.
We rely on trusted third-party providers to process and store specific types of data. These providers are bound by strict confidentiality and security terms:
Firebase / Google Cloud Platform (Firestore, Cloud Messaging): Manages user account authentication, shared database instances, real-time messaging, and push notifications.
Cloudinary: Hosts media uploads, specifically receipt images attached to transactions.
We do not sell, rent, or lease your personal information or financial data to third parties or advertisers.
Shared Budgets: Financial entries, receipt images, and chat messages added to a shared budget are visible to other members authorized within that specific budget according to assigned user roles.
Borrow & Lend Features: When tagged in a borrow/lend entry, the involved users will receive notifications and view details of that specific transaction.
We implement industry-standard administrative and technical security measures:
Encrypted client-to-server communication using standard HTTPS/TLS protocols.
Database access enforcement through strict Firestore Security Rules ensuring users can only read/modify authorized shared budgets.
Application-level lock integration supporting hardware-backed biometrics (Fingerprint/Face Lock) and local PIN protection.
Data Retention: Shared budget logs and uploaded receipts remain active in cloud databases as long as the shared budget exists. Local personal data remains on your physical device until you clear app data or uninstall the app.
Account Deletion Rights: You have the right to request full deletion of your account and associated personal data from our cloud servers. You can initiate account deletion within the app under Profile Settings > Delete Account or by contacting our support team at rehantufail5@gmail.com.
WeSpend is not intended for use by individuals under the age of 13 (or 16 in certain jurisdictions). We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal data, we will delete it promptly.
We may update this Privacy Policy periodically to reflect app updates or regulatory changes. We will notify you of material changes by posting a prominent notice within the app or issuing a push notification prior to the change becoming effective.
If you have questions, concerns, or requests regarding this Privacy Policy or your data, please contact us:
Email: rehantufail5@gmail.com
In-App: Live Chat Support section within WeSpend