"Investing in the Shadows: FinTech Growth and Mortgage Market Dynamics" (with Xiaoqing Zhou), manuscript
"Single Family REITs and Local Housing Markets" (with Marco Giacoletti, Rawley Heimer, and Edison G. Yu), manuscript.
"The Opioid Epidemic and Consumer Credit Supply: Evidence from Credit Cards" (with Sumit Agarwal, Raluca Roman and Nonna Sorokina), Philadelphia Reserve Bank of Philadelphia Working Paper 23-28.
"The Dynamics of Subprime Adjustable-Rate Mortgage Default: A Structural Estimation" (with Hanming Fang and You Suk Kim), Philadelphia Reserve Bank Working Paper 16-02 (retired)
"Mortgage Default, Foreclosure, and Bankruptcy" (with Michelle White), NBER Working Paper W15472. Featured in Wall Street Journal Blogs 5/17/2000 (retired).